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Pay off mortgage and start having fun!

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  • pink_poppy
    pink_poppy Posts: 2,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Fingers crossed for clearing the CC ~ that will be a great achievement!!

    Have a fab time in CP :j
    'A watched potato will never chit'...
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done NG...fab progress :j
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Back from CP's today, journey home was good, there was bad though, 5 & 1/2 hours instead of 2 hrs 20 :eek:

    We had a good time but it is sooo expensive! we had 2x "meals" out (chip buttys/chips etc.) the rest of the time I cooked, we were going to do the carvery on sunday but it was £16pp plus drinks etc. so did'nt bother.

    We did lots of pre-booked activites like pool tables/bowling /table tennis, all the cheapies :D but I have to say I did'nt enjoy it nearly as much as the first time I went. We had basic accomodation(like before) but it was very dated, we paid £559 but the price had gone up to £799 for 3 nights which was a bit of a cheek, there were a LOT of spiders in the bedrooms which was not fun for me and dd, you expect a couple being as its in the forest,but not the huge amount we had which made me think the cleaning was not that great.

    I think dh got a bit fed up of my " how much does that cost?! " all weekend , which I tried not to do but its hard not to sometimes :rotfl:

    All in all a good time really though, I have lots of diaries to catch up on tonight.
    MFW 67 - Finally mortgage free! 💙😁
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Welcome home NG ,It is hard spending when you have got out of the habit of spending.
    At least you got to spend some quality time together:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • pink_poppy
    pink_poppy Posts: 2,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Welcome back :D

    We've been looking for last-minute breaks at CP but the prices are absolutely ridiculous!! £900+ for 4 nights!! :eek: I do like CP, but not that much ~ it's pure daylight robbery in the school holidays :mad:

    Glad you had a good time though (apart from the spiders!!).
    'A watched potato will never chit'...
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    It is too expensive for what it is now, but it was fully booked! Judging by most of the cars there are stil a lot of people with a lot of money out there.:D

    I had a look at my car ins last night, and in my efforts to be as mean with the pennies I have opted for the maximum excess on the policy which is a massive £1050, plus have not gone for the protected ncd :eek: What an idiot!

    End result is we now have a bloke coming thurs to give us a quote on repairing the damage from the bus, dh is convinced the guy will be able to do it, but I think the damage is too much. I dread to think of the cost and I know the cc will not be paid off in sept now :( Its just not ging to be worth claiming I think and losing the ncd, a lesson learned to not be so cheap by me though.

    Other news is I have given up alcohol, I spend too much on it, its not good for you, and it might help with weight loss as I don't seem to be able to cut down on food. If I can do it now I can do it anytime (with the kids al at home :rotfl:)
    MFW 67 - Finally mortgage free! 💙😁
  • pink_poppy
    pink_poppy Posts: 2,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    There was no availability at all next week for the CP we were looking at :eek: I actually [STRIKE]hoped[/STRIKE] wondered if not as many people would be going to CP this year because of the dire weather we've been having, but that crafty thought obviously didn't work out!! :rotfl:

    I must have missed the post about the car/bus incident!! Hope you manage to get it sorted & it isn't too expensive _pale_
    'A watched potato will never chit'...
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Any CP tips? We're making our debut in October. Me, Mrs QBW, 3yr old son, 6 month old daughter, and nanny (biological not profession) whose age I won't disclose.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi, at that age its probably best to spend as much time as possible in and around the pool! Most of the activities are probably better for older kids.We went to sherwood forest and they have a really nice little beach area by the lake with toys there so they can play in the sand, have fun!
    MFW 67 - Finally mortgage free! 💙😁
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    We're going to sherwood so will find the beach area, thanks.:)
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
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