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Moving in with boyfriend

124

Comments

  • poppysarah
    poppysarah Posts: 11,522 Forumite
    I don't think it's "doing a favour" to charge 1/4 rent when she doesn't have same facilities as everyone else.
    I think citing storage space, etc you should find a space of your own - a room in a shared house also perhaps but with your own room and space for your stuff - where you pay a fair share of the rent.

    Moving in with bf should be short term solution - what timescale does he see for finding somewhere of your own - when can he leave there?
    Without having discussed it fully with you about when you will live together, when you'll start looking etc, where you're going to look at etc... then he's assuming you won't mind being in a houseshare with him and his mates for many months.
  • gnimia
    gnimia Posts: 199 Forumite
    Hi there,
    In our shared house we've always asked couples to pay 1.5 times the rent that everyone else pays, between them. i dont know how that would work out in your situation, but it would make it cheaper for all involved. We are in London (West) Alothough the "couples" room is the only one with an en-suite so they get that extra benefit.
    for the sake of a few months tho, it may just be better to go with the flow!
  • ste_coxy
    ste_coxy Posts: 426 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    KS1977 wrote: »
    I don't mean to be rude or anything, but I mentioned 'a roof over her head' and I have you know I am not a Bozo!!! Keep your derogatory comments to one side thanks


    ermmmm it weren't you i was referring to so pipe down... try looking at cuckooland's response
  • mlz1413
    mlz1413 Posts: 3,039 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Will your b/f & his flat mates be adding you to the agreement or just letting you stay there until you both move out?

    If the latter then maybe they could agree to you paying the £550 pm that you currently pay in rent into the house hold - ie gas, elec, water, food this would directly benefit them and so lessen the impact of an extra person in the house.

    Otherwise I would go with the flow as you are moving in with them, so its best not to rock the boat.

    As for joint account if you need one because the rental insists on it then get one, if you want it because you both want it then do it, in other words everyone has their own opinion on finances and its best to for and your b/f to do what you wish to.

    Personnally I would only have a joint account for bills and the money in it would be half each and go out by DD or by joint signatures.
  • chewmylegoff
    chewmylegoff Posts: 11,469 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 15 April 2010 at 12:07PM
    MissMess wrote: »
    Many estate agents ask for a joint account from which to pay rent from (foxtons, etc) so how do others get round this?

    realistically they cannot actually stop you from paying 50% from separate accounts, even if they tell you it's not allowed. if you have their bank account number, and the reference they want applied to the payments, just pay from separate accounts.

    i had this from a LA once, just ignored them and paid from the accounts we wanted to and that was that - never heard a peep from them. even if it technically breaches a silly clause they insert into the tenancy, they have no recourse as you have paid the rent therefore no loss has been suffered.
  • ceh209
    ceh209 Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    MissMess wrote: »
    I am concerned though, with quite a few people saying that I should avoid a joint account, though. Many estate agents ask for a joint account from which to pay rent from (foxtons, etc) so how do others get round this?

    In my experience, they ask for it to be paid from ONE account (not necessarily a joint one). I get my housemate to pay his share of the rent to me about 2 days before it's due, then I pay the whole amount to the landlord.

    That said, when my boyfriend moves in, I plan on getting a joint account with him - just for rent and bills. no overdraft. (my other housemate will be gone by then).
    Excuse any mis-spelt replies, there's probably a cat sat on the keyboard
  • MissMess
    MissMess Posts: 16 Forumite
    poppysarah wrote: »
    Moving in with bf should be short term solution - what timescale does he see for finding somewhere of your own - when can he leave there?
    Without having discussed it fully with you about when you will live together, when you'll start looking etc, where you're going to look at etc... then he's assuming you won't mind being in a houseshare with him and his mates for many months.

    CORRECT! He basically wants me to stay until his contract is finished in September, when we can find a place together. He doesnt want to be paying 2 lots of rent if he cant find another tenant, doesnt want to have to look for someone else to take over his room - and after years of living with friends I reckon his flatmates would be a little put out if they had someone they didnt know well coming to live with them....

    Cheers one and all for all the help and advice!

    Im going to check out statutory notice periods on rolling contracts (and verbal agreements etc) reading the threads on here Im starting to realise I may be in a stronger position than previously thought!
  • boliston
    boliston Posts: 3,012 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    they can both agree to end the tenancy early if it's what they both want though? it seems the ll has requested 30 days and the tenant has agreed

    The OP seemed to imply that they had "agreed" to a "reduction in notice period" which is not the same as both agreeing to end the tenancy early (which is quite normal practice).
  • boswell99
    boswell99 Posts: 16 Forumite
    This rent calculation equation might be helpful for working out who should pay what:

    Looks like I'm not allowed to post links. If you go to youtube and search for 'tda rent' it will come up. Essentially it says you a fair way to do it is to divide the rent into two pots - one for the bedrooms and one for the communal area. The bedroom rent should then be divided by the number of bedrooms and the communal area by the number of people.

    Therefore one of your bf's friends would pay 30% of 50% (for the room) and 25% of 50% (for the communal area).

    You and your boyfriend together would pay 30% of 50% (for your room) and then you separately should each pay 25% of 50% (for the communal area).

    I think you said that £710 is a quarter of the rent so presumably the rent for the whole house is £2840 a month.

    So you and your boyfriend together should pay £473 for the room (1/3 of 50% assuming there are 3 bedrooms). He can either be generous and pay this himself or ask you to pay half of it. Then you should pay £355 for the communal space.

    So if you're splitting the room cost with your boyfriend according to this equation you should be paying just over £590 (which is around 20% of the total cost)..
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    poppysarah wrote: »
    I don't think it's "doing a favour" to charge 1/4 rent when she doesn't have same facilities as everyone else.
    I think citing storage space, etc you should find a space of your own - a room in a shared house also perhaps but with your own room and space for your stuff - where you pay a fair share of the rent.

    It is down to the boyfriend to clear space for the OP's belongings in their shared room, not down to the housemates! I did not say they are doing a favour offering 1/4 rent, they are doing a favour agreeing to her moving in at all. The housemates hold all the cards, unless it is worth their while in some way (does the OP like to cook or clean?) they can simply say no. Presumably they are all fine as they are, the OP is due to be homeless.

    If the OP moved in at a 1/4 rent I would expect her to be treated equally, so she should be given space for belongings elsewhere in the house - kitchen, bathroom etc. There is no proof that they will no do this, the OP has assumed she will be living out of a suitcase, it has not actually happened yet.
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
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