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Moving in with boyfriend

Hi there,

I thought I would ask some advice from everyone here about moving in with my boyfriend. This is my first post, so please be gentle!

My boyfriend and I have been together for about 6 years now, and are finally taking the step to move in together in September. Currently we both live with friends in London.

My landlord came round a few weeks ago, to tell us he was selling the house. My flatmate and I were a bit shocked as previously he had told us we could extend our lease agreement for another year - but so be it! He has also asked us to accept a reduction in notice period to 30 days. We have agreed to this reduction informally, although not signed a new cotract as yet. I understand that the property has now been sold STC - bumped into the surveyor the other morning as I was having my morning cup of tea (thank you estate agents!).

This all freaked me out a little bit, as the prospect of on any given day being 30 days away from homelessness would freak out quite a few people, i suppose. Speaking with my boyfriend about my fears, he offered for me to come and live in his house, with his flatmates - until we find a place of our own together.

Phew! Problem solved - or is it? Chatting about it he has assumed that I would pay 1/4 of the rent in his house - 1 House, 3 flatmates and 1 hanger-on (me) = rent split 4 ways. I have no problem with paying for half of bills and food etc, but I honestly think that paying 1/4 of the rent is a bit much. My argument is that I wont have my own room, storage space, wardrobe, place to put my things - essentially I will be living out of my suitcase until we can find somewhere together. His is that I will be using the communal areas of the house equally with everyone else.

Im friends with his flatmates, and we get on well together, so I dont want to raise this with them only for it to become a bone of contention, and for me to later look back and realise how unreasonable I was.

What do you think? Am I being penny pinching? Should I suck it up, and pay the rent? Or stay strong, as the difference in rent that I would be paying will amount to 160 pounds per month?

In addition, as we are going to move in together soon, Id like people's opinion about setting up a joint account from which to pay rent in the future, from scanning the website there seem to be quite varying views on the subject!

Thanks,
Messy
«1345

Comments

  • The others in the flat are being kind enough to give you a roof over your head at short notice, and you are quibbling over how much to pay?

    If that's an indication of the attitude they will have to live with day-in and day-out, no wonder they want a reduction from paying 1/3 to 1/4 each.

    It is often the case that sharers get on fine until one introduces a partner to the equation, and the atmosphere of the house suddenly goes funny. You are lucky they are prepared to risk that scenario.

    I would guess its only a suggestion that you live there. If you'd like to find yourself a place to live, I'm sure they won't object.
    Act in haste, repent at leisure.

    dunstonh wrote:
    Its a serious financial transaction and one of the biggest things you will ever buy. So, stop treating it like buying an ipod.
  • pinkshoes
    pinkshoes Posts: 20,593 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I can see the argument for the rent both ways, as you won't have your own space, but WILL be sharing the living room.

    I think 1/8 of the rent would be suitable, but give it to each of the housemates in cash.

    As for joint bank accounts, then it comes down to credit ratings and trust. Has he (or you) ever defaulted on a loan, or have a bad credit rating?
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • MissMess
    MissMess Posts: 16 Forumite
    pinkshoes wrote: »
    .
    As for joint bank accounts, then it comes down to credit ratings and trust. Has he (or you) ever defaulted on a loan, or have a bad credit rating?

    Im not sure if we have bad credit ratings, but I am certain we havent defaulted on loans - we dont have them!
  • I would say it's much of a muchness if you pay the rent or not; if you don't, your boyfriend may expect you to do some extra saving towards your new place together. I know I would if my OH was living rent free!
  • MissMess
    MissMess Posts: 16 Forumite
    The others in the flat are being kind enough to give you a roof over your head at short notice, and you are quibbling over how much to pay?

    If that's an indication of the attitude they will have to live with day-in and day-out, no wonder they want a reduction from paying 1/3 to 1/4 each.

    I was only asking, no need to flame me....
  • MissMess
    MissMess Posts: 16 Forumite
    I would say it's much of a muchness if you pay the rent or not; if you don't, your boyfriend may expect you to do some extra saving towards your new place together. I know I would if my OH was living rent free!


    Oh, no, id always pay rent - the question is just how much i should pay!

    I pay 550 a month for my room at the moment, and moving in with him, paying 1/4 of the rent, i would pay about 710, excluding council tax, etc.

    The difference is not because his house is loads nicer, its just north of the river and I am south :)
  • Maybe s/he is one of your prospective flatmates, and they're onto your game!
  • GEEGEE8
    GEEGEE8 Posts: 2,440 Forumite
    Hmmm, I would want a slight reduction based on the fact that you are sharing a room..

    That said.. you and BF are getting a place together, and so why worry? Look forward to that and do it as quick as possible and then you don't have to worry about anything to do with rent :)

    After 6 yrs together I think a joint account for bills is reasonable, I presume you trust him, so why not..
    9/70lbs to lose :)
  • MissMess wrote: »
    Oh, no, id always pay rent - the question is just how much i should pay!

    I pay 550 a month for my room at the moment, and moving in with him, paying 1/4 of the rent, i would pay about 710, excluding council tax, etc.

    The difference is not because his house is loads nicer, its just north of the river and I am south :)

    Shocking figures. Never mind north of the river, try north of the country! You won't be worrying about 1/4 the rent then!

    Good luck with whatever you decide to do, though x
  • Hi Miss, I haven't been on here very long, but I would say that this site is very good on SMALL PRINT, but not very interested in BIG IDEAS!

    DC
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