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Wake Up Shake Up

15791011

Comments

  • Thanks choc, as usual much appreciated, its been a long time coming that i could write some good news lol

    In hindsight i could clear a couple of things up, but what with being out of full time work and being on a very tight budget my monthly payments arent overly high and manageable right now so what i have done is made bigger daily payments and brought some balances down.

    If i knew i had a job coming up etc then i would throw it all at it but i have holiday in 3 weeks and still got to pay for parking and insurance and our clothes etc which will be minimal but at moment dont have a thing, im still selling on ebay tho and ill forever be a bargain hunter :rotfl:

    So for now im not clearing anything up as such just meeting more than my monthly payments so when they take their interest my balances will actually come down lol xx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Sensible planning HW, hopefully it'll really help you get on top of things and then once back into work things will become so much easier for you to manage.

    Ooh bet you can't wait for your hols :j x
  • Herewego
    Herewego Posts: 2,541 Forumite
    :j:j:j Thats fantastic news just what you needed, lets hope this is the start of lots of good news for you.
    Budget budget budget think how would you have got through your holiday expenses without this money and can you keep to your original plans.
    Spend wisely but make sure you enjoy :D
    You have made my day love to hear people getting good news will wait for the rest of your news as the week goes on maybe a job offer or a lottery win will keep my fingers crossed.
    Where are you going on holiday ?
    How was the wedding?
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego wrote: »
    :j:j:j Thats fantastic news just what you needed, lets hope this is the start of lots of good news for you.
    Budget budget budget think how would you have got through your holiday expenses without this money and can you keep to your original plans.
    Spend wisely but make sure you enjoy :D
    You have made my day love to hear people getting good news will wait for the rest of your news as the week goes on maybe a job offer or a lottery win will keep my fingers crossed.
    Where are you going on holiday ?
    How was the wedding?


    Aww thanks honey thats nice of you, i am being sensible hence i paid all my outstanding bills today which was semi pleasurable and made bigger payments too

    we are off to egypt on the 2nd june for 12 weeks and i have to admit we was doing it on a budget and wouldnt afford a lot there but this may mean we can do the pyramids which has been a life long dream of mine but will have to see

    wedding was amazing it was in yorkshire at wortley hall and the grounds are beautiful, they thought of everything from kids entertainers while speeches were going on and a casino for play money between afternoon nibbles and the live band at the evening. really was a great day and my cousin looking fantastic

    i was going to go shopping today and get some holiday stuff but i refrained lol how good am i! xx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • Herewego
    Herewego Posts: 2,541 Forumite
    Is that really 12 weeks in Eygpt :eek: you lucky thing

    As for the wedding you could have popped in for coffee :D its such a lovely venue (and no i dont live there)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego wrote: »
    Is that really 12 weeks in Eygpt :eek: you lucky thing

    As for the wedding you could have popped in for coffee :D its such a lovely venue (and no i dont live there)

    :rotfl::rotfl::rotfl: lol @ 12 weeks, whoopsie excited typo, how about 2 weeks, well unless i get traded in for a camel that is!

    and yeah lovely venue fantastic place shame the sun didnt shine a bit more would have got some lovely shots around the grounds but everyone enjoyed it thats the main thing
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thought you were being a bit extravagant with 12 weeks, but wouldnt it be great to spend 12 weeks in another country really getting to know it. That would be some ebay sales to pay for that.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Spirit_2
    Spirit_2 Posts: 5,546 Forumite
    1,000 Posts Combo Breaker
    Congratulations on your 'windfall' - I can understand your planning, however the interest rate on capital one is very high - would it be a good thing to clear this card?
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    woohoo i am a good luck fairy!!! :rotfl::rotfl: lol

    So pleased for you!! I had an unexpected amount of £152 underpaid and i was damn pleased with that!!

    Woohoo to your holiday too! I bet you will have a fantastic time!! x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Spirit wrote: »
    Congratulations on your 'windfall' - I can understand your planning, however the interest rate on capital one is very high - would it be a good thing to clear this card?



    Thanks honey, my monthly payments on carp 1 are only about £8 so it doesnt affect things but i did say by end of month i will probably pay this off it only has a £200 limit on it so its never been a bug bear but im in the middle of trying to claim back about £80 charges from them so thought i would wait and see what they say and if im lucky enough to get it back then i can throw that at it too xx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
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