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Wake Up Shake Up

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  • Ello my lil words of wisdom how are you all?

    Busy few days for me if i ever get off this damn pc and get my jacksie in gear lol

    Halifax as you know were charging me lots on my od and giving me stupid charges which i was argueing. The lady put my acc on hold told me to call a dmp and arrange a payment plan to get rid, As i then got the lil bonus money and it is not a major amount of money i am sorting it myself as i figure if they see my bank account they wont sort a plan out for me as i have enough money to pay it, im just too stubborn to pay it in one go due to how they have treated me :D Anyway i have just padded £50 to them and plan to get the other £150 done before i go away in arrrrghhhh 2 weeks!:j

    My bank acc is dropping slightly i knew it would i have paid bills im not outstanding on things plus had hotel and tickets to sort for monday etc etc, but its still depressing seeing it go down lol

    Signed on yesterday why do they talk to me as if im not even trying, i took in copies of all emails and job letters i have gone for im always dressed smartly with a " will do" attitude and still they say.." so do you feel you are doing enough to look for work":mad:

    Anyway just applied for some more so fingers crossed something comes up.

    Halifax cc dumped their interest on me this morning so my account was sitting at £1400 but now its gone back up... BUT i did manage to over pay about £100this month so at least its not put me back up to my limit, Im also paying £11.92 a month repayment cover which im bloody sure i never signed up for so i should cancel that as ive never used it

    Im sounding quite financial for once arent i lol:rotfl:

    BF bday was nice,. i cooked a 3 course meal and made a choccie cake, for those that clearly dont know.. i DONT DO baking but it was lovely, sickly but lovely lol

    My laptop keeps giving me the blue screen of death and dumping all over the place the naughty thing, luckily i have my desktop too but did a system restore on lappy this morning and no problems as of yet!

    Just printed off my hoiday insurance,,, i noticed it said Europe and im off to Egypt...... i called them and they said " oh its ok we always put that"

    Also just printed off my hotel ploicy for monday, so that thats done, and now ive looked outside and the sun is really shining so im off to attack attack attack lol

    Have a lovely day ladies xxx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Blimey you've been busy! Halicrap are my worse nightmare, they've always been a problem. DEF cancel that pay protection lovely, better coming off the debt itself ;)

    Sorry to hear that the JC are treating you a bit badly, I have to liase with them for my job (I don't work for them) and to be honest they are pretty rude when dealing with us as an internal customer so doesn't surprise me - no offence to anyone :p I've had many a blows with a few customer service officers for numerous reasons but mainly for just being plain awkward :mad: Wouldn't mind but we're both helping the same customer - seems so stupid by hey ho.

    Enjoy the sunshine lovely, will keep fingers crossed for job apps xx
  • HamsterWheel_3
    HamsterWheel_3 Posts: 176 Forumite
    edited 21 May 2010 at 9:42AM
    Morning!

    Thought i would add a little but of colour to my greeting as the weather is seeming to be struggling there is a sun there somewhere just a bit overcast right now. Got my back garden done yesterday afternoon my word i thought i was going to collapse, its probably nearly an acre and was rather wild when i moved in last year so still trying to attack it, so although i thought i would need an ambulance i survived,,, rather red faced :rotfl:

    Ive just looked at my bank account and urm,,, some money has gone in and i dont know where from,,,, ladies is it me or is this happening a lot lol:rotfl:

    Now the other day £81.20 went in which confused me then bf said he had heard cb had gone up so that explained that one,

    Now this one is double my jsa which could be right but i dont know
    5th may i had been out of work for 1 month and i got £214.73 which i think i get £65.00 a week roughly JSA, but today which is 2 weeks later, i have had double that go in.... so does this look right? im crap at all this so god knows lol

    Also dont some snowballing this morning and somehow brought my dfd forward a year:j:j:j knowing me i have entered something wrong but for the time being im chuffed

    Right today i have to...

    post last 2 ebay parcels off
    [STRIKE]get front gardens done[/STRIKE]
    do ironing
    [STRIKE]cook tea[/STRIKE]
    [STRIKE]do vw for 3 hours[/STRIKE]

    have a great day all xxx


    Oops forgot to add,, just about to pad another £50 to bank account 2 overdraft which means i only have £100 left to pay off it and im back in my normal overdraft xxx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • HamsterWheel_3
    HamsterWheel_3 Posts: 176 Forumite
    edited 21 May 2010 at 9:53AM
    Morning honeys

    Are we all managing to get to see the sun more than just through a window??

    Friday morning got loads to do so determined not to sit here for long ... she says lol

    Me and DD are due for our jabs at 2.30 for holiday so need to pick her up from school at 12.45 to go and see my parents b4 we have our jabs done.

    Just checked bank oh how depressing.... its rent day lol. Worked out what the money was yesterday tho it was my housing benefit and today my jsa has gone in which together has covered my rent.....:j Still like i said yesterday in 2 weeks its come down about £1000 BUT rent is half of that and i have done some shopping and paid lots of bills so i dont mind...... kinda lol

    BF owes me £152 and he is going to pay for the airport parking and hotel the night before, i did his tax return last night and it says possible rebate of over £600 so maybe some treats in line for me lol

    Having major problems with my laptop and computer at mo any whizz's out there?? My laptop keeps giving me the blue screen of death i looked at new drivers on the dell support and followed instructions but clearly got confused as it just wouldnt do what i wanted it to do... can't be me surely lol

    Then my desktop which i have for back up decided to let me work on my vw page last night but when i tried to open anything else up with it like a google it just froze then this morning i got the bsod on this aswell!!!!! Not happy. Now apparently on my laptop i have a recovery disc so i have to get everything off it and do that..... urm this is me we are talking about i would do this about as well as ride a jelly based horse!!

    Anyway ladies for some good news.... "drum roll" toay i padded £101.00 to halifax bank account 2 overdraft :j:j:j this means although i still have an overdraft of £300 i am now on £299.. it was at over £600 with their charges so im well chuffed about that. ill just keep chipping away at it now with smaller payments and then they can go kiss me jacksie!

    Off to Lincoln tomorrow holiday shopping woo hooo it has a Primark and apparently they are ideal... yes ladies i have to admit i have never been into one :)

    Right as usual ive rambled, your probably on your 8th gin so ill sod off

    love to all xxx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Well done for getting the halifax under the £300 mark!! :j:j:j
    Good luck with the jabs today!

    I am stuck in work until 5 so i am not making the most of this gorgeous weather. I hope it will stick around for sat and sun while i am at home!

    I hope you enjoy the shopping trip! :D
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Morning xxx


    Everyone have a nice weekend?

    Ive spent too much its peed me off but its done now so not gonna whinge as it will only get me down

    My arms still aching from my jabs lol what a wuss hey!

    Shopping in Lincoln was fantastic sat, the sun shone all day we was there 6 hours spent £200 just in Primark for me and dd :(

    Came home and dropped lol...

    Sunday did ironing did gardening got a few more freckles :rotfl: actually make that a lot more:rotfl:

    Today is Paul Weller!!!:j:j:j:j:j:j

    Leaving for London about dinner time and cant ruddy wait

    i have padded i am good and im off lol xx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • Herewego
    Herewego Posts: 2,541 Forumite
    Hope you enjoy the concert just what you need to get you chilled out ready for your holidays
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Hope you had a fab time at the concert :) xx
  • Herewego
    Herewego Posts: 2,541 Forumite
    Hi HW,

    Hope your keeping well, I take it your busy looking for a job or packing remember if you need someone to carry your cases I'm available :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Hiya ladies are we all well?
    How is the debt busting going?? Ill be over shortly to check up on you ;)
    Sun is trying to get our here today after some rain in the night which i didnt mind as saves me standing in the garden with a hosepipe for rather a long time!

    Money is dwindling but im not down,.. no really im not lol i treated us all weve had some shopping trips and concerts and meals out so no point whingeing, im still not skint just tightening up a bit now

    The concert was amazing just not overly well planned on our behalf, well mine as i get left to sort everything... is it me or is this the norm??

    We stayed in outer london in finchley it took 15 mins on bus to get to tube station. then an hour to get into london we got off at South Kensginton and walked for half an hour thinking we would find food/drink. oh no computers says uh ohhhh not a bloody place in site so we had t have a sarnie in the Albert hall :mad: £7.50 each and then shared a small bag of kettle crisps which was £2.60 and a coke which was 1.85 for a small one mainly filled with ice!!.. Anyway saw a group called "cow" then" little barrie" then about half 8 weller came on for about 2 hours and was fantastic, we had good seats and could see everything. then coming out had to walk about 40 mins to another tain station and finally got back about 1am¬¬

    Best bit was our hotel was on a complex and right next door was a maccy dees as we were starving we headed for it, they wouldnt let us walk round the drive thru!! So back to the hotel up the lift to get the car keys to get the car to drive about 10 yards thru the drive thru! lol talk about a palava!

    Anyway good couple of days all in all with a few laughs on the way!

    Today im supposed to be ironing job hunting and tidying up keeping things in order, ive actually been sat here for 2 hourss whoops so best move my jacksie!

    So pleased to see im still chipping away at things albeit a bit small, BF owes me £200 and finished this big contract friday and the bloke said last night " ill give you a cheque" nooooooooooooooo last thing we wanted bf has to woirk sat morning and its bank hol monday and we fly wed so wanted the money to clear!!

    right i will move my butt lol xxx
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
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