Wake Up Shake Up

Choc-addict

Keep calm lovely, get this afternoon out of the way and then deal with the bank. Very frustrating for you.

Hope interview goes ok, let us know how you get on x

HamsterWheel_3

:j:j:j:j:j:j:j

Ladies im a smiling!

All sorted and i actually slept through last night god knows when the last time i managed that was ! Big thumbs up to the pillow hugging i had!

:)Re council> They actually apologised to me that the system had let me down and let it get to this, i thanked them for calling me in and clearly stated my point that the job centre had not done what they said they would and they smiled said " wish more people were like you" and its all sorted, i can keep paying it back at £10 a week but taken from my benefit payment im getting at moment!

:)Re Halifax! I was on the phone for 45 mins trying to sort this mess out thats been going on for nearly a year and im so so so sick of it im writing a letter of complaint today to explain how disgusted i am in how i have been treated. Anyway a nice lady finally came on the phone and as i had to go to council said she would call me back..... my word she did!!!!:eek::eek: Its the first time in 3 months someone has actually called me back!!!
Anyway she has reversed the money back into my living account, she has put a 30 day hold on my overdraft account with no fees no interest and NO MORE transfers...She has also said i need to sort out a payment plan to get this o.d down which i have been asking for for months just fell on deaf ears, so says i need a middle man and therefore sending me some numbers out who i have to call and then we will do an expenditure form and agree a payment, she said " just offer a tenner a month" So im waiting for that!

:)DD's first parents evening was amazing i was so proud of her, they all said how fantastic she is doing after a " do i dont i stay here everyone so brainier than me" the only thing she has to do is be that little bit more descriptive, they ALL said if she wrote as much as she orally spoke about the subjects in class she would be 2 years ahead in her actual work, As they all said this i think its told her just what she needs, she is still above average but the chance of so much more is there,,, i was a proud mummy!

So i think thats about all to report really, as usual for me ladies long winded but its so easy to ramble on lol,

I planted some seeds this week and some bulbs just got about 200 more to put in :rotfl: i saw on freebies board an offer and i couldnt resist so thats me with dirty fingers!

My one thing now is.... I have been sending money regularly over to my overdraft account to try and bring this down,,, but until its sorted should i now stop this and send my pads somewhere else where its interest etc and where i wont be sorting a payment plan out???


much love to all xxx

Choc-addict

Glad everything has worked out ok :-)

I do free scratchcards on butlins bingo uk - you have to register but once you have your first 10p then you can withdraw the £10 sign up thing (or that's how it worked when I joined?) - just remember to always leave 10p in your account or you won't be able to do the daily scratchies and have to deposit again!

Herewego

:jGreat news all round, lets hope you hear some good news on the job front soon.

HamsterWheel_3

Oh my lord what a weekend ahead, i feel if i dont write a list then ill forget something lol

Anyway this morning i checked bank and it had dropped considerably, rather down for about 5 seconds until i realised it was the passport money thats come out :j:j:j:j:j so fingers crossed they will be back within 3 weeks before we go to egypt!

Is it wrong that im eating a giant yorkie cookie for breakfast? Urm on second thoghts dont answer that i know its right lolol

Right so whats my plans looking like,,
well this morning im supposed to have some cavity wall insulation being fitted between 8-11 am.... no sign yet
[STRIKE]Im doing my voluntary work till 12 so cant move away from pc to do anything else[/STRIKE]
After work i have to
Take the car to be cleaned,
[STRIKE]Hang washing out[/STRIKE]
[STRIKE]Do the ironing[/STRIKE]
Get suitcases down
Get toiletries and clothes ready to pack
Change a pair of shoes for dd
Showered and dressed by 5pm
pick my mum and my sister up grab bf and go to see dd in her first ever street dance show,,,( she is on for 5 mins, show lasts 2 hours :rotfl: )
Go out for a meal at 8,30 with family
Get home put false nails on me and dd
Get bags ready and bed

Tomorrow we are setting off at 7am as my cousin is getting married in yorkshire @ 12, my sister has gone up today so 6 of us have to get ready in her hotel room which should be fun!
We was going to come home at night as DD in a dance show again on sunday but we juggled it and staying over now with an early start sunday morning,

The room is £89 quid for a night but bf says he will sort it, had to get two new tyres yesterday £96 but driving on slicks is not allowed apparently so had to be done lol


Anyway as usual everyone knows every minute of my day my life and my woes and highs lol.. what the hell hopefully one day ill read back and smile.,.. or cry one or the other

im still padding just still undecided on the o.d payments xxxxx

Choc-addict

HamsterWheel wrote: »

Is it wrong that im eating a giant yorkie cookie for breakfast? Urm on second thoghts dont answer that i know its right lolol

Nah, giant yorkie cookie sounds good to me

Busy weekend ahead for you. Have fab time at wedding, I love them! x

HamsterWheel_3

thanks honey


so is a second giant yorkie cooking ok then lol not that im eating one of course

Hey my cavity wall people turned up in time!:j:j

Within 5 minutes id given them tea and they drilled from my garage right into my living room wall and said " whoops":( i now have a hole on my wall and when they say bf tools in garage they said " oh just get him to plaster it up":mad::mad:

as its a grant etc i dont know how i stand but i have taken pictures while they working elsewhere in case i can do something about it, sods law we only just decorated the living room a month ago
xxx

OrangeFairy

:wave: Hamster Wheel. Just read your diary from start to finish. Sounds like you have had a lot of ups and downs!!! A lot of bad luck...here 's hoping you are due a lot of good luck soon.

I hope you enjoy the wedding :j:j:j:j

HamsterWheel_3

Kel i could kiss you!!:rotfl::rotfl::rotfl:

You are now my good luck fairy!

I Just checked my bank as i knew i had had an expensive wknd what with £100 tyres on friday £50 petrol for wedding/gifts/food etc
£90 for the hotel room etc etc so was expecting about £100 in there all ready with pen and paper to budget etc

My account is 4 figures!!!!!!!!!!!!!:eek::eek::eek::eek::eek:

Looks like my tax credits have been underpaid last year and they have just put nearly 3k in my bank account:eek::eek::eek::eek::eek:

The passports come through friday an saturday so i dont have to worry about that, bf is still working so that a bonus too and all those lil bills i was worried about paying i am now about to snap up!

Im also now going to do some pads, not majorly big ones as i what with being out of work i need to use this money wisely but i can honestly say i have just shed a little tear!!!

"edit"
Just made £85 pads today which im chuffed about
Just paid £63 phone bill which im sure i was about to get cut off but thats taken me to end of month
Just paid £61.03 to my electric bill too

i hate paying bills but its also good when you can


love to all xx

Choc-addict

That's fab HW :j Now guess you need to sit down and work out wisely what to do with the money to ensure it helps your situation. Is there enough there to clear a debt in full?? Can't remember what your debts are (sorry).

Hope you have a fabby day and it continues to be a happy one xx