Cheaper car insurance - Updated 14.03.08

beccam

Open and Direct have always come up best for us and are very good to deal with too.

drew2k9

what kind of car and what use etc? i work in the insurance industry, although we only deal with taxis, vans, commercial fleets and motorbikes, but im sure i could help point you in the direction of a good honest broker!!

steveymp

Lovetotravel wrote: »

Direct line are nearly always cheapest. And do their best deals online too.

Shop around, use online comparison sites or go to Open and Direct as they quote from quiet a few insurers;)

But as Lovetotravel has said, Direct Line are fantastic:T:T:T I would never use another car insurance company again:)

drew2k9

the main thing is that if you do get a good quote from a broker like open and direct or direct line, ask them who the underwriter is, then even beofre accepting your cheapest quote, ring the underwriters directly, as some of them will take direct clients at a better rate as they wont have to pay commission to the brokers!

seatzie

Direct Line have never been anywhere cheapest for me

try the usual suspects, Hughes, Abbey, Surequote, then go to quidco.co.uk and check Endsleigh (were doing £32 cashback when I got mine) and also quotezone.co.uk its worth the half hour or so to see what you save

motorguy

Use the cheap car insurance link on this board.

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

Then do the comparison sites in the order they list. It'll take about 40 mins to do, but it could be the best paid 40 mins ever. My wife saved £300 using it.

If you really really feel an urge to use a local broker, then give them the best price you get and see if they will price match.

absoluteutopia

We've been using http://www.allianz-ni.co.uk/Car/ for years, they always price match the lowest we can find at renewal time as well. No idea what they are like for younger drivers, but this year a 38 year old insuring a 1.2 Punto with 5+ NCD was £175

john.kelly_3

drew2k9 wrote: »

what kind of car and what use etc? i work in the insurance industry, although we only deal with taxis, vans, commercial fleets and motorbikes, but im sure i could help point you in the direction of a good honest broker!!

2000 opel astra, i don't drive much, i would only drive about 3000 miles a year

drew2k9

well then your best bet would be as the others have said open and direct or hughes etc, allianz will probably give you the best deal as they are underwriters who also have direct customers (ie no through a broker such as open and direct or hughes) so if you get some quotes, go to allianz and say this is what you have been quoted and ask what they can do they will either match or beat them.

also going through them will cut out the middleman brokers making things a lot easier if you ever needed to make a claim or wanted to change your car or drivers or address.

Bigcammy

Another vote here for Direct Line, beat all others for me by a long shot.