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Without a paddle... support for anyone starting a DMP in 2010 (part2)

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Comments

  • andyD_2
    andyD_2 Posts: 110 Forumite
    Morning all,

    :eek: O no mama re the A&E......its such a fun way to spend the day!
    and :rotfl::rotfl::rotfl: re the school, that made me laugh.

    Well the gremlins have hit again:eek:, remember those blocked drains we had a while ago.......well they're back:eek: Water service came out and put a camera down and pipe is packed full of stones:eek: something that has developed over years! unfortunatly it is on our property so is our responsibility:eek::eek::eek: so phoned drain people and will cost about £70 - £100:eek::eek::eek::eek::eek::eek::eek::eek::eek:
    Wish I had a credit card.......im only joking no I dont;) just seems to be one thing after another feel like im never going to get the DMP started.

    This has been an expensive week, both kids do jujitsu and are both grading in 2 weeks so that was £25 also DD hasnt got her uniform yet and cant grade without it so thats another £30, we tried on ebay etc but couldnt get one so that was £55 paid out last night which was OK could just about manage that without and hugh impact anywhere else but now these bl**dy drains. I dont want kids to give up the jujitsu they have gave up other things due to our lack of money but they really enjoy this and it is such a good atmosphere and has real disipline in it and really gives them a sense of acheavment cant speak highly enough of the club it is such a positive enviornment and is great exercise and once you reach a certain point it actually counts as a qualification.......sorry think that was just me having a wee vent to justify it:o

    You know what I would just love to sell up and run away somewhere to start all over again.

    O well better go get house tidied up a bit dont even have all the curtains open yet , such a bad bad wife/mother:(

    Will check back in later have a good day all.
    LBM - March 2010 :o
    Paddle no. 15 :j
  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    mamajojo wrote: »
    Hello hello hello everyone
    Hope all is quiet for everyone in dmp land and that you all have a good day ds' school induction starts this pm so :eek:on behalf of the school!


    My ds' induction day was yesterday. He absolutely loved it. Which is odd as he siad he wasn't going to big school EVER!

    Have fun

    E2
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
  • mamajojo
    mamajojo Posts: 630 Forumite
    eyeopener2 wrote: »
    My ds' induction day was yesterday. He absolutely loved it. Which is odd as he siad he wasn't going to big school EVER!

    Have fun

    E2
    Hope mine's having a good time as he has been refusing to go to school and has been very puzzled as to why he'd want to! Managed to walk away and leave him ok, am obviously hard faced as didn't cry like other mums around me! Glad yours had a good time E2!
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • nataz
    nataz Posts: 435 Forumite
    Hello all

    Just a quicky, too busy enjoying the sun!

    Feelin all srping cleaning here today, blitzed the garage and porch now just been putting everything else up for sale! Hope someone buys it all, kids certainly generate a load of stuff.

    Good luck for the school inductions, DD goes to big girl nursery in Sept (well for 3yr olds I guess its big!!)

    Ok catch you all later, dont forget the suncream its scorching out there :)
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • mamajojo
    mamajojo Posts: 630 Forumite
    andyD wrote: »
    Morning all,

    :eek: O no mama re the A&E......its such a fun way to spend the day!
    and :rotfl::rotfl::rotfl: re the school, that made me laugh.

    Well the gremlins have hit again:eek:, remember those blocked drains we had a while ago.......well they're back:eek: Water service came out and put a camera down and pipe is packed full of stones:eek: something that has developed over years! unfortunatly it is on our property so is our responsibility:eek::eek::eek: so phoned drain people and will cost about £70 - £100:eek::eek::eek::eek::eek::eek::eek::eek::eek:
    Wish I had a credit card.......im only joking no I dont;) just seems to be one thing after another feel like im never going to get the DMP started.

    This has been an expensive week, both kids do jujitsu and are both grading in 2 weeks so that was £25 also DD hasnt got her uniform yet and cant grade without it so thats another £30, we tried on ebay etc but couldnt get one so that was £55 paid out last night which was OK could just about manage that without and hugh impact anywhere else but now these bl**dy drains. I dont want kids to give up the jujitsu they have gave up other things due to our lack of money but they really enjoy this and it is such a good atmosphere and has real disipline in it and really gives them a sense of acheavment cant speak highly enough of the club it is such a positive enviornment and is great exercise and once you reach a certain point it actually counts as a qualification.......sorry think that was just me having a wee vent to justify it:o

    You know what I would just love to sell up and run away somewhere to start all over again.

    O well better go get house tidied up a bit dont even have all the curtains open yet , such a bad bad wife/mother:(

    Will check back in later have a good day all.

    Hi Andy - I so know what you mean about that old cc comfy cushion! It wasn't really though it was just pretending to be there to help as we now know! When I saw how much you drains were going to be I thought that was good price! Hopefully your gremlins will have popped off when your dmp does start. Ours stopped us building up an emergency fund and are still clobbering us so we still havent got one:(Try again next month!
    :eek:jujitsu uniforms and grading - but it sounds like its great for your kids so:D
    Are those curtains open yet?
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • andyD_2
    andyD_2 Posts: 110 Forumite
    lol Mama, yes finally got them open and all tiding done:D

    Kids home now so going to do a bit of planting.

    A little tiny bit of good news, went next door to tell them the drain people would be gaining access to drains through the manhole on their side and she gave me £30 for DH cutting their hedges the other day:D, they're a wee elderly couple in their 80's and appreciate the help. Did feel a bit guilty taking it but they insisted.
    LBM - March 2010 :o
    Paddle no. 15 :j
  • mikon
    mikon Posts: 638 Forumite
    Well I just knew it just when things were going smoothly Shiti stick a spanner in the works. They informed me today that they have rejected the offer CCCS have made even though they phoned me and tole me they had accepted. Got a statement today and they have charged me including charges and interest £450 + £398 from last month.

    CITI Bank are a waste of space. CCCS inform me that they will pass the debt to a DCA who may stop the interest in 5 months.

    In the interim I am writing a letter to the Chief Executive, The Chancellor and the FSA to show them how the banks treat people in debt.

    CITI clearly do not support people who hit hard times.

    If anyone knows the Chief Exec name please let me know.

    Regards
    Mikon Riding the DMP Rollercoaster full of ups and downs but i will get to the end. :T
    LBM April 2010. DMP Start June 2010 - 11% of debt paid at June 11 to 11 creditors
    DFD In the Far Far Distant Future.
    :j
    DMP Mutual Support Thread No: 410 / DMP Without a Paddle No: 30
  • mikon
    mikon Posts: 638 Forumite
    See previous post

    Just wrote to CITI Finance Chief Executive, Chancellor of the Exchequer and Secretary of State for Justice. Regarding the way CITI treat people in debt.

    I will await their reply.
    Mikon Riding the DMP Rollercoaster full of ups and downs but i will get to the end. :T
    LBM April 2010. DMP Start June 2010 - 11% of debt paid at June 11 to 11 creditors
    DFD In the Far Far Distant Future.
    :j
    DMP Mutual Support Thread No: 410 / DMP Without a Paddle No: 30
  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    mikon wrote: »
    See previous post

    Just wrote to CITI Finance Chief Executive, Chancellor of the Exchequer and Secretary of State for Justice. Regarding the way CITI treat people in debt.

    I will await their reply.

    Way to go Mikon!

    Nice one.
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
  • ljm23k
    ljm23k Posts: 360 Forumite
    :wave:Evening everyone,

    Nothing much dmp wise to report here, got my latest barclaycard statement. Still adding 3% but no charges, so I won't complain. Like a lot you, I haven't received a statement from Cap1 in a while.

    I have pulled out the big bag of debt paperwork from under the dressing gown. The plan is to sort it in some way.......:rotfl::rotfl:as if!
    Paddle no. 12
    DMP start 1st April
    Debt at LBM £23,000
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