We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
From Trash to Cash: the Dribbling never ends
Options
Comments
-
was going to rant about labour but in an amazing feat of restraint which is not normal for me, I have contained it. lol
Jo x“Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
- Howard Thurman0 -
was going to rant about labour but in an amazing feat of restraint which is not normal for me, I have contained it. lol
Jo x
I could rant for days on what a labour government has done wrong - but I refuse to lower myself to that level and instead will make plans to leave the country as soon as fiscally possible should they be re-ellected.£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
Well, yes TAs have school hols - handy if you have children - but have you checked how very low the pay is - I and other members of my family work in education (some are TAs and cover supervisors) and TA pay is considered to be scandalously low in the education world. Can be a nice job though - as a teacher I always valued my TAs highly (desperately, gratefully - you get the picture) but their very low rates are pro rata'd out to be roughly £9000 a year (depending on grade). Shocking for the work they do.
Yup, I know. But when you consider what I make doing what I do and the fact that I spend most evenings doing admin, PAYE, health and safety and any of a million other things, plus most of my holiday doing mailings, cleaning and repairing equipment etc., plus several Sundays on training, seminars and workshops, then £9K for a job that you leave at work and get your holidays to yourself sounds like a flipping good thing to me. Honestly if I costed out how many hours I work and for how much I earn way way way less than the minimum wage.0 -
Yup, I know. But when you consider what I make doing what I do and the fact that I spend most evenings doing admin, PAYE, health and safety and any of a million other things, plus most of my holiday doing mailings, cleaning and repairing equipment etc., plus several Sundays on training, seminars and workshops, then £9K for a job that you leave at work and get your holidays to yourself sounds like a flipping good thing to me. Honestly if I costed out how many hours I work and for how much I earn way way way less than the minimum wage.
I worked out my hourly rate and was scared!£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
mrs money. thanks for the tip off about the combinatio Q. I used to use something similar for DS ages ago and completely forgot about them. will give it a go as this is horrible. makes my neck and shoulder so much worse for having to support my head when all its air spaces are gunked up.
Jo x“Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
- Howard Thurman0 -
nolongerindenial wrote: »
Get yourself rich quickly!!!!
Only Joking. (well i wish i wasnt but hey) - you have to think beyond the one MP and look at the policies, from what I can see tax credits are only going to get cut for those earning above 50k (which as I explained to my wife is £4166.66 a month post tax £2,984,20 A MONTH!!!!) These people currently get £500 a year tax credits up to £66,000 from the little research I have done, which equates to about £9.60 a week! Do they need this?
I'm trying to get rich but I can't:(.
Erm, me and my OH had (pre maternity) a joint income of £32,000 a year and after the wee man is 1 i'll only get £10 a week. My hours have dropped and so has my pay now but I would still be claiming that £10 a week if I was entitled to it.
We're pretty much debt free and by September next year my only 'debt' will hopefully be a mortgage but even still I will take that £10 a week, helps towards nappies (which BTW are overpriced to hell!!) and it helps keep him in clothes (can get loads in Asda for £40 a month!) If I don't use it it will go into a savings account for him.
The way I see it (and its my own personal opinion) is that I have paid my NI and tax since I was 15, I'm now 22. I have used the hospital 2/3 times in that period (as I realise that my NI etc goes to wards NHS) but I feel that after the amount I have paid out I am entitled to a little back to help with my son.
I realise that what I've said could open up a huge can of worms (getting pregnant to get a house, benefits etc) but I rent (privately) and I get the minimum on benefits cos I have a good job (not so good employer but meh) so damn it I'm entitled to my crappy £10 a week.
:rotfl::rotfl:
No offence intended to anyone!0 -
Nikki we've all got our reasons and personal circumstances. I just think labour are very anti family despite spinning themselves as pro family. but I do understand personal finance is very important too.
Jo x“Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
- Howard Thurman0 -
non taken.
For the early part of my life my dad worked his backside off on the building sites, and then my two disabled brothers were born, when I was 10 my dad had to gie up work and my family is benefit dependent because of htis and now the fact his knees are about as much use as a chocalate fireguard in a nuclear explosion!
I left school, went to college and university, worked my way through uni paying NI and tax and then got a job, have worked hard for the past 4 years to find out I am eligable for £20 a week child benefit and £20 a month ctc due to our combined earnings (In 2008 we earned a combined salary of £48000 a year, yet in 2009 We earned half that! and 2010 is set to see us earn a measly amount due to maternity.
I have thought I would be best declaring myself bankrupt and going on the dole for a year before setting up again - but to me that is just giving up on that glimmer of hope I still have!£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
Nikki we've all got our reasons and personal circumstances. I just think labour are very anti family despite spinning themselves as pro family. but I do understand personal finance is very important too.
Jo x
Labour are very anti-family and anti-small business!
they set up schemes like WTC and CTC - and basically make you jump through hoops to try and apply for it - then when you do and it needs renenwing - send you another pack of hoops to jump through£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
I don't just mean financially, I mean in all areas especially work, education and parenting.
Jo x“Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
- Howard Thurman0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards