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From Trash to Cash: the Dribbling never ends

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  • jo70mo
    jo70mo Posts: 3,792 Forumite
    was going to rant about labour but in an amazing feat of restraint which is not normal for me, I have contained it. lol
    Jo x
    “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
    - Howard Thurman
  • nolongerindenial
    nolongerindenial Posts: 1,041 Forumite
    jo70mo wrote: »
    was going to rant about labour but in an amazing feat of restraint which is not normal for me, I have contained it. lol
    Jo x

    I could rant for days on what a labour government has done wrong - but I refuse to lower myself to that level and instead will make plans to leave the country as soon as fiscally possible should they be re-ellected.
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • 2cats1kid
    2cats1kid Posts: 1,179 Forumite
    Part of the Furniture
    Mrs_Money wrote: »
    Well, yes TAs have school hols - handy if you have children - but have you checked how very low the pay is - I and other members of my family work in education (some are TAs and cover supervisors) and TA pay is considered to be scandalously low in the education world. Can be a nice job though - as a teacher I always valued my TAs highly (desperately, gratefully - you get the picture) but their very low rates are pro rata'd out to be roughly £9000 a year (depending on grade). Shocking for the work they do.

    Yup, I know. But when you consider what I make doing what I do and the fact that I spend most evenings doing admin, PAYE, health and safety and any of a million other things, plus most of my holiday doing mailings, cleaning and repairing equipment etc., plus several Sundays on training, seminars and workshops, then £9K for a job that you leave at work and get your holidays to yourself sounds like a flipping good thing to me. Honestly if I costed out how many hours I work and for how much I earn way way way less than the minimum wage.
  • nolongerindenial
    nolongerindenial Posts: 1,041 Forumite
    2cats1kid wrote: »
    Yup, I know. But when you consider what I make doing what I do and the fact that I spend most evenings doing admin, PAYE, health and safety and any of a million other things, plus most of my holiday doing mailings, cleaning and repairing equipment etc., plus several Sundays on training, seminars and workshops, then £9K for a job that you leave at work and get your holidays to yourself sounds like a flipping good thing to me. Honestly if I costed out how many hours I work and for how much I earn way way way less than the minimum wage.

    I worked out my hourly rate and was scared!
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • jo70mo
    jo70mo Posts: 3,792 Forumite
    mrs money. thanks for the tip off about the combinatio Q. I used to use something similar for DS ages ago and completely forgot about them. will give it a go as this is horrible. makes my neck and shoulder so much worse for having to support my head when all its air spaces are gunked up.
    Jo x
    “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
    - Howard Thurman
  • nikki2804
    nikki2804 Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Get yourself rich quickly!!!!

    Only Joking. (well i wish i wasnt but hey) - you have to think beyond the one MP and look at the policies, from what I can see tax credits are only going to get cut for those earning above 50k (which as I explained to my wife is £4166.66 a month post tax £2,984,20 A MONTH!!!!) These people currently get £500 a year tax credits up to £66,000 from the little research I have done, which equates to about £9.60 a week! Do they need this?

    I'm trying to get rich but I can't :(:(.

    Erm, me and my OH had (pre maternity) a joint income of £32,000 a year and after the wee man is 1 i'll only get £10 a week. My hours have dropped and so has my pay now but I would still be claiming that £10 a week if I was entitled to it.

    We're pretty much debt free and by September next year my only 'debt' will hopefully be a mortgage but even still I will take that £10 a week, helps towards nappies (which BTW are overpriced to hell!!) and it helps keep him in clothes (can get loads in Asda for £40 a month!) If I don't use it it will go into a savings account for him.

    The way I see it (and its my own personal opinion) is that I have paid my NI and tax since I was 15, I'm now 22. I have used the hospital 2/3 times in that period (as I realise that my NI etc goes to wards NHS) but I feel that after the amount I have paid out I am entitled to a little back to help with my son.

    I realise that what I've said could open up a huge can of worms (getting pregnant to get a house, benefits etc) but I rent (privately) and I get the minimum on benefits cos I have a good job (not so good employer but meh) so damn it I'm entitled to my crappy £10 a week.

    :rotfl::rotfl:
    No offence intended to anyone!
  • jo70mo
    jo70mo Posts: 3,792 Forumite
    Nikki we've all got our reasons and personal circumstances. I just think labour are very anti family despite spinning themselves as pro family. but I do understand personal finance is very important too.
    Jo x
    “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
    - Howard Thurman
  • nolongerindenial
    nolongerindenial Posts: 1,041 Forumite
    non taken.

    For the early part of my life my dad worked his backside off on the building sites, and then my two disabled brothers were born, when I was 10 my dad had to gie up work and my family is benefit dependent because of htis and now the fact his knees are about as much use as a chocalate fireguard in a nuclear explosion!

    I left school, went to college and university, worked my way through uni paying NI and tax and then got a job, have worked hard for the past 4 years to find out I am eligable for £20 a week child benefit and £20 a month ctc due to our combined earnings (In 2008 we earned a combined salary of £48000 a year, yet in 2009 We earned half that! and 2010 is set to see us earn a measly amount due to maternity.

    I have thought I would be best declaring myself bankrupt and going on the dole for a year before setting up again - but to me that is just giving up on that glimmer of hope I still have!
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • nolongerindenial
    nolongerindenial Posts: 1,041 Forumite
    jo70mo wrote: »
    Nikki we've all got our reasons and personal circumstances. I just think labour are very anti family despite spinning themselves as pro family. but I do understand personal finance is very important too.
    Jo x

    Labour are very anti-family and anti-small business!

    they set up schemes like WTC and CTC - and basically make you jump through hoops to try and apply for it - then when you do and it needs renenwing - send you another pack of hoops to jump through
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • jo70mo
    jo70mo Posts: 3,792 Forumite
    I don't just mean financially, I mean in all areas especially work, education and parenting.
    Jo x
    “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
    - Howard Thurman
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