📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From Trash to Cash: the Dribbling never ends

1109110112114115453

Comments

  • Nikki,

    We redid our bathroom with a £170 suite from B&Q, dont forget you will need to add in the cost of all the incidentals and they DO add up. Im lucky labour was free as my dad is in the building trade however things he didnt have that we needed

    A couple lengths 15mm pip, elbows etc etc flexible fittings for the taps.

    Then it came to tiling it and we blew the budget!

    All in all, our bathroom cost us about £1500 - and that is with a wall being moved, a door being moved, a door being blocked up, a new loft hatch etc etc.

    I would say budgeting £200 is a tad unrealistic, as we have worked out - take your original budget and prepare to double the spend to make a realistic budget after you have bought all of the little bits you didnt think you needed.
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • jo70mo
    jo70mo Posts: 3,792 Forumite
    edited 14 April 2010 at 10:28AM
    Hi Nikki - its great that you've got people who can help with doing the work cos that makes it all more manageable.
    NLID I hope you didn't take my post as a criticism - I really wasn't saying I thought you neglect your family cos I don't think that just mentioning it as in stressful financial times that sort of stuff can slide. But it does sound like you are really close and talk everything through which is great.
    Have you thought about work for the census. don't know if there are still jobs available with that or not?
    when working for supermarkets some pay better than others and you may get a discount so a reduction in your food bill. if it came to it.
    Jo x
    “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
    - Howard Thurman
  • nikki2804
    nikki2804 Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lol thats not my budget. Well it is but for the suite if that makes sense. Tiles wise I already have them sice my mum serioulsy over bought some in a sale.

    Have money put by for new plastorboard (if needed) flooring, pipes, decor etc. A new door is needed but its not essential at first :D. Will wait till I can buy all the doors at once. Its an openplan kitchen and livingroom so no doors there hehe.

    But I do need to price windows. Then get my cousin to get them 'trade' style. I've got 8 windows but doing 3 if I get it cos there broken then I'll do them up as I do each room.

    Anyone know about the grants for insulation?? Think it will probably need redoing (its ex council and probably wouldn't have been done since erm the 1980's)
  • 2cats1kid
    2cats1kid Posts: 1,179 Forumite
    Part of the Furniture
    Hi jo. Thanks for the offer on the folder/inserter. I've pretty much cracked it this time, and it's pretty useful doing it by hand in some ways as although I do check the addresses as I select them an occasional duplicate or duff address always slips through so I can sift them out. What I normally do is take 50 or 100 to do in quiet classes where I'm not needed, so I have a stock of a few hundred ready to go - I just haven't been as organised this term (probably because of trying to do the arty farty stuff as well). So this term I'll be getting ready for the summer mailing for the September term starters. As I say, I've been slowed up by having to change the venue on all the leaflets too - I only have 5 or 6 hundred of the old ones left now, so I'll get a new batch printed with the new venue on it and that will take a lot of the work out right there.

    Feeling really sluggish today. I seem to do day about at the moment - energised then sluggish. I've promised to take DD to the cinema today as she's been pretty ignored the last few days, bless her. I also need to price up some new violin strings - could never see why there were different grades of string, but she has her grade 7 pieces to practice now and boy, can I tell she needs a better E string!
  • skintbint_2
    skintbint_2 Posts: 1,822 Forumite
    nikki- remember when moving house some diy stores give you a 10% discount card such as Focus or possiblility of a parent/friend is over 60 and buying you a bathroom suite as a gift and getting the pensioners discount from b&q etc iyswim! every penny counts!
    skintbint x
    here's tae us, wha's like us - fell few and and they're a deid"
    10k in 2010/£6988.30-69.88%@29/12/10, 11k in 2011/£897 07.04.11- fell by the wayside!!!
    12k in 2012 - £204.00 @ 4/1/12

    do not confuse me with the other skintbint who joined dec2011 - i am the original bint:rotfl:
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    you can get free loft insulation if on some types of benefit. Howdens is good for door/kitchens/wood. Do you know a joiner with a trade card for there? They also do windows I think. Most energy suppliers have information on it but here is the scottish parliments version http://www.scotland.gov.uk/Topics/Built-Environment/Housing/access/FP/eap
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • nikki2804
    nikki2804 Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    skintbint wrote: »
    nikki- remember when moving house some diy stores give you a 10% discount card such as Focus or possiblility of a parent/friend is over 60 and buying you a bathroom suite as a gift and getting the pensioners discount from b&q etc iyswim! every penny counts!

    Yeah I'd thought about the pensioners discount from B&Q. Going to see what/when there next offers are.

    Screwfix's basic bathroom suite is actually quite pretty. Taps however, are bloody expensive!!! Would replace the shower at some point too.

    I remember looking at kitchens ages ago. I found a lovely black marble sink (£250!!! not very mse!!)
  • jo70mo wrote: »
    NLID I hope you didn't take my post as a criticism - I really wasn't saying I thought you neglect your family cos I don't think that just mentioning it as in stressful financial times that sort of stuff can slide. But it does sound like you are really close and talk everything through which is great.
    Have you thought about work for the census. don't know if there are still jobs available with that or not?
    when working for supermarkets some pay better than others and you may get a discount so a reduction in your food bill. if it came to it.
    Jo x

    No I didnt take it as a criticism, my family is no. 1 on my list of priorities, nothing gives me a better feeling than seeing DS smile or spending an hour just cuddling with my OH.

    The amount I work is to keep us afloat financially, and obviously I have an overview of what work is due to come in when - which I can not put on this open forum as it will disclose just who I am.

    Basically I need to work on our short term income more than the long term stuff as that will be sorted in 3-6 months due to some of the affiliate sites which are getting ready to be live (End of April is the target to have some 500+ affiliates in the admin system ready to push out to the sites growing at 1-3 per week). Obviously because of my industry I can predict this quite accurately.

    Things like the census etc - I hadnt even thought of any of this as I have never been a person for temp work :o to get by - I used to just break a car if I needed a quick injection of cash - however I wouldnt want to do this as at the minute I dont have the space (or the cash to buy the car) :(

    I am pinning a lot of hope on this ebay seller tools site taking off relatively quickly - and paypal paying me the money just as quickly into my bank to ensure I can pay my bills - However I know its a long term project :(

    On another annoying note - I went out to the car this morning and had a puncture :( No problem though as I have 12 spare alloys around the back of my house I picked up for free a few weeks back - saved £20 on a puncture repair or £40 for a new tyre (I Never Use Budget Ditchfinders)
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    taps are often reasonable on ebay. Our suite is from next. it was £600 but its good and included taps,wastes a shower mixer and shower screen and wooden gloss side panels. B&Q often have major clear outs of taps. 10% old git wednesdays help too. I often rope in my dad for that as he is the old git.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    NLID - be thankful you do not have a car like mine. £100 minimum for a decent tyre. Could you not weight in the alloys for scrap??
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.