Sygma Bank Credit Cards

PROLIANT

woody01 wrote: »

Sorry, but with a 24.9% APR is certainly IS NOT a prime card.
I grant you, its not in the realms or Crapital One or that bloody Vanquis thing. However, as i said before, if you are a good risk, you PAR should be sub 20%. If you are a bad risk, the card won't accept you in the first place.
If you have a Sygma, then you are deemed as a bit of a risk and hence the high APR.

Hi Woody, Sygma are 'rate for risk' cards and big prime lenders for example MBNA charge +30% APR.

c8ndice

DAYS card arrived this morning. 16.9% and £2000 limit.

f10101

Both my Sygma cards have a lower apr than my HSBC gold cc

From the looks of the sub prime thread the hsbc card is consdiered prime, albeit im paying above the typical apr

SelahJadenCaldwell

Sygma Bank uk is the trading name in the UK of Sygma Banque SA incorporated in France with head office at 66 Rues des Archives,75003 Paris. Sygma Bank UK is on the Financial Services Authority register in the UK by virtue of its parent's authorisation by the Banque de France. Pricipal place of business in the UK is Chadwick House, Blenheim Court, Solihull B91 2AA Tel 0121 712 9000 Address for complaints is Sygma Banque, Equipoint, Coventry Road, Yardley, Birmingham B25 8FE, 0870 241 3427

Lapchien

Innocent_Guy wrote: »

OMG have been approved with 5k limit for Flybe

Sorry if you've been asked IG, but what is your credit file like? any defaults?

butterfly320

A word of caution: I had an Adams storecard run by Sygma a couple of years ago and their Customer Services were completely incompetent when faced with an unusual request. It actually took me nearly six months to sort out and cost me a lot of stoozing income.

pagelad

Anyone know how flexible these guys are,

They've given me a 2000 credit limit and my cards been sent out, ive got £2600 i want to balance transfer though, do you think its worth calling and having a chat to see if they will come to some sort of arrangement where they will take it all?

BugsyBrowne

Yes mate you can only try..
I am still bloody waiting for my first statement..

woody01

PROLIANT wrote: »

Hi Woody, Sygma are 'rate for risk' cards and big prime lenders for example MBNA charge +30% APR.

MBNA really charge that much?
Christ!!!!! Why would anyone have one then?

stephane_2

Is anyone having trouble to log in into their accounts today....?