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Without a Paddle... THREAD CLOSED!

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  • mamajojo
    mamajojo Posts: 630 Forumite
    true27 wrote: »
    Morning All, just woke up, got hangover, will be back shortly - need coffee really badly....
    Sounds like someone had a good time at the pub then!!!!:D :beer:
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • andyD_2
    andyD_2 Posts: 110 Forumite
    Hi all, just checking in and have a confession!!!!! went shopping yesterday!

    Since i have decided to go down the dmp route everything has just happened at once, my car broke down and needed mot that cost me £300, my glasses snapped in two so that was £150 for 2 new pairs seems expensive i know but i wear them all the time so got the anti glare and scratch lenses, but these will do me at least another 2 years so i wont have to worry about paying for these, bought a new printer as ours is completely broke. My theory is that once we've started the dmp we wont be able to buy these things so better get them now........am i crazy?

    Think the guilt has set in. O yeah and it will be more money next week as OH off work all week so we've promised the kids days out and lots of fun......o im making myself feel sick now.
    LBM - March 2010 :o
    Paddle no. 15 :j
  • andyD_2
    andyD_2 Posts: 110 Forumite
    Hey ljm23K Ive just noticed you live near the mourne mountains so do I what a small world!

    Was a bit concerned about starting a dmp here in NI mostly about the banks and where to move my new account to any advice?

    Nice to knw im not alone i feel im the only person over hear in this position.....lol
    LBM - March 2010 :o
    Paddle no. 15 :j
  • mamajojo
    mamajojo Posts: 630 Forumite
    andyD wrote: »
    Hi all, just checking in and have a confession!!!!! went shopping yesterday!

    Since i have decided to go down the dmp route everything has just happened at once, my car broke down and needed mot that cost me £300, my glasses snapped in two so that was £150 for 2 new pairs seems expensive i know but i wear them all the time so got the anti glare and scratch lenses, but these will do me at least another 2 years so i wont have to worry about paying for these, bought a new printer as ours is completely broke. My theory is that once we've started the dmp we wont be able to buy these things so better get them now........am i crazy?

    Think the guilt has set in. O yeah and it will be more money next week as OH off work all week so we've promised the kids days out and lots of fun......o im making myself feel sick now.

    Hi Andy
    Just be glad you'd the money to sort out what you needed sorting! No torturing yourself with guilt now!
    Our pathetic emergency fund went in the first month of our dmp with car and mot/service....our printer's gone and done itself in and it'll have to stay that way!
    Enjoy your days out next week too.....:D
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • mamajojo
    mamajojo Posts: 630 Forumite
    :eek:Just had bad moment in supermarket.....wouldn't take the lovely blue coop card - but it'd happened to the woman infront too. I knew there was all the money that should be left, left in the account :o I was a very red faced easter bunny! Too many people out shopping it seems and crashing the system, so had to dash off and get cash...Ooooo the stress!
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • Rhian82
    Rhian82 Posts: 110 Forumite
    I've had problems with my Co-op card a couple of times - it was refused online, and once in town. Online my husband's card wouldn't work either, but in town he then paid with his card, and it's a joint account.

    Both times there was more than enough money in the account. After the online refusal I rang the Co-op and they said that the request hadn't even reached them, it wasn't them that declined it.

    So no idea what's happening there! But even more of an incentive for me to take cash out for everything. No back up cards anymore if one is refused!
  • nataz
    nataz Posts: 435 Forumite
    Rhian82 wrote: »
    Well I asked him and his main point is that you need to find someone equivalent to him in your area, who could come and assess your whole situation and find out if you're getting all the benefits you can be. He asks if you know if there's a Family Information Service or Children's Service in your area, or a local carer's centre? These would be the people to talk to.

    He also says:

    Have you had a carer's assessment?

    Is there a parent carer support group in your area?

    Hope some of that helped - I know we all need everything we can get on here!

    Thanks for the info, got no idea if theres any of the above near me. Im sure there is so will check it out next wed when we go to see the health visitor. No havent had a carers assessment, just got the allowance and feeling a tad bit guilty really. My DS only has developmental probs and isnt really 'disabled' as such but I do worry about childcare as hes so far behind what he should be, I just hate the idea of a normal childminder looking after him and my parents just wouldnt be able to cope with a baby now. We just had him put on the special needs register which I find difficult to think about. Its so hard when he looks normal but isnt and now hes getting older, its so apparent how behind he his. Sorry to rant on, I get pretty emotional when talking about him.

    Think I need some choccy.... oh thank heavens for easter :rotfl:
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • nataz
    nataz Posts: 435 Forumite
    mamajojo wrote: »
    :eek:Just had bad moment in supermarket.....wouldn't take the lovely blue coop card - but it'd happened to the woman infront too. I knew there was all the money that should be left, left in the account :o I was a very red faced easter bunny! Too many people out shopping it seems and crashing the system, so had to dash off and get cash...Ooooo the stress!

    :eek: oh no. We had that quite a lot before starting our DMP, typically when DH was paying for petrol. SOOOOOOO embarrasing isnt it. But at least its not down to being skint so thats a good thing :D

    Defo love peppa pig, my DD is mad on it too :rotfl:
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • nataz
    nataz Posts: 435 Forumite
    true27 wrote: »
    Morning All, just woke up, got hangover, will be back shortly - need coffee really badly....

    must have been a good night :beer:

    hope someone else was getting them in :D:D:D:D
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • nataz
    nataz Posts: 435 Forumite
    On the subject of animals... we've got tons of frogs in our back garden, DD turns round and announces proudly that mummy and daddy frog are having BIG HUGS !!!

    Ah to be innocent again :)
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
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