josiebabie's change of life diary

josiebabie

Money in purse: £29.00 / £10 Mr T's voucher
Money in bank: £39.29
Bills still to pay: £0
Petrol still needed: £50
"Left over": £28.29
DAYS TIL PAYDAY: 26
DAYS TIL TC's: 8

I really want to make sure I stretch as much as possible out of my wages before my tax credits come through! The TC's get paid every 4 weeks and thus get earlier and earlier every month.

Bills start to come in this week for the month, so will keep an eye on these, am attempting to start my budget now as my TC's will go in in a week's time and I need to know my "left over" as I have a fair amount of driving etc to do!

If I need any food etc I will get DB3 to get this as he is staying with me at the moment.

josiebabie

Yay ebay item up to £67 with 5 days to go!

josiebabie

Money in purse: £29.00 / £10 Mr T's voucher
Money in bank: £41.29
Bills still to pay: £0
Petrol still needed: £50
"Left over": £30.29
DAYS TIL PAYDAY: 24
DAYS TIL TC's: 6

Not sure how but have gained £2 in my bank account? Not listed anywhere but it has happened!

Ebay is up to £88 this morning, whoopee! Will keep an eye on it today.

NSD yesterday which was good. DB3 asked me to write him a shopping list for Mr T's, but we don't need a lot so just wrote him a few things down.

Had a 45 minute struggle to get DD dressed this morning and thus am knackered before I even started work.....phew...

josiebabie

Money in purse: £59.00 / £10 Mr T's voucher
Money in bank: £41.29
Bills still to pay: £0
Petrol still needed: £50
"Left over": £60.29
DAYS TIL PAYDAY: 23
DAYS TIL TC's: 5

Should still have £5 to come back to me from friend for fireworks tickets on Saturday. DM gave me £40 yesterday owed which I had forgotten about, so that's helped boost the numbers a bit.

Friday I have a guy coming in to sign up for a service plan, which is £75 pre tax to me. Just had another guy ask about one which is for a 5 year one, £150 pretax to me!

josiebabie

Money in purse: £57.90 / £1.72 Mr T's
Money in bank: £41.29
Bills still to pay: £7.20 prescription
Petrol still needed: £50
"Left over": £43.71
DAYS TIL PAYDAY: 22
DAYS TIL TC's: 4

Weeellll I forgot to add my prescription as a "bill" so that's taken that down. Also spent £1.10 on a bottle of drink last night due to school-girl error of not taking a drink to netball. D'oh! Although now I have drinks bottle to take drink next week!

Really enjoyed netball last night, nice to go out and do something for myself. Will definately be going every week, even though it's going to cost me £15 a month and fuel every other week. I think I deserve to have something for myself!

DB3 was a good babysitter last night and got DD to sleep nicely - albeit with a dirty nappy!!! LOL, he apologised and said he just couldn't do it, it was too bad! To be fair, if I could have avoided it I would have done too. :rotfl:

stitching_witch

josiebabie wrote: »

DB3 was a good babysitter last night and got DD to sleep nicely - albeit with a dirty nappy!!! LOL, he apologised and said he just couldn't do it, it was too bad! To be fair, if I could have avoided it I would have done too. :rotfl:

That must have been after I left then as no doubt I would have got roped into doing it!

josiebabie

Money in purse: £50.30 / £1.72 Mr T's
Money in bank: £41.29
Bills still to pay: £0.00
Petrol still needed: £50
"Left over": £41.59
DAYS TIL PAYDAY: 20
DAYS TIL TC's: 2

Update time!
Monies still all looking quite good at the moment. Lots left over should I need it, will try and hang onto this as long as possible but have fireworks tonight where DD will probably want glow stick or sparklers or something!

We are taking flasks of tea to fireworks and getting the free park and ride. We already bought our tickets so not much to spend today. Need to buy some lining paper to do my bedroom as I have land lady coming to inspect next weekend.

josiebabie

Money in purse: £32.40 / £1.72 Mr T's
Money in bank: £30.84
Bills still to pay: £0.00
Petrol still needed: £50
"Left over": £13.24
DAYS TIL PAYDAY: 18
DAYS TIL TC's: 1

Looking a bit dire but TC's go in tomorrow so all is not lost!

Have spent a bit this weekend:-
£10 something on 1000 grade lining paper and sparklers in homebase
£8.50 on Chili in the pub on Sat night plus some monies on a round of drinks for us all
£1.09 on chocolate chips to put into cakes :T

josiebabie

£25 fuel put in tank from budget
£6.68 spent in Homebase on plumbob and wallpaper paste

josiebabie

Money in purse: £4.20 / £1.72 Mr T's
Money in bank: £30.84
Bills still to pay: £0.00
Petrol still needed: £25
"Left over": £10.04
DAYS TIL PAYDAY: 17
DAYS TIL TC's: TODAY

Does anyone else find it really difficult to do the budget when TC's get paid in 4 weekly instead of monthly??? Mine have gone in today so have a lot more money in the bank than it says above - but need to try and keep this seperate so I don't start eating into the wrong month's budget, if you get my drift???

I have been through and through and through my budget and taking into account the two journeys I have to do this month - one to Didcot (£30) and one to Kent (£60) I should have £200 left over for me and over payments.

Income for next month should be £2375.73, minimum outgoings for next month should be £2173.79. DB3 has ordered more logs but he is paying for these as I am not charging him board/lodgings.

I have inspection from Landlady on Saturday at 11am for which I am desperately trying to prepare for! Am trying to throw up a load of lining paper in my bedroom and paint it before her arrival. We have done sooo much work to her house, which is why the rent is so cheap there isn't anything she can complain about!