josiebabie's change of life diary

josiebabie

Right it is time to revive the diary!

Quick update on my situation for any new-comers...I am a single mother (still feels weird saying this) of one beautiful girl who will be 3 on 23rd December. I work full time 8-6.30 in a relatively demanding but great fun job for a premium car manufacturer. I work hard and do get paid well, but I also have a lot of outgoings due to an ex who was overly ambitious with his spending!

So here we are again, back in diary land!

Money in purse: £11.50
Money in bank: £77.91
Bills still to pay: £0
Petrol still needed: £0
"Left over": £89.41
DAYS TIL PAYDAY: 6

So this is me at the moment, not too bad on the western front! I am hoping to carry this over to next month (I do my months from payday to payday, 26th-26th) to help with the budget. On another note, I have done nearly all of my christmas shopping! Just a few more bits to sort and they will be magazine subscriptions from my Mr T's clubcard vouchers. Plus a few more bits for my little sister and brother in North Wales. DD and I are spending christmas with them so I will get them a few presents rather than just the one that I normally would.

Oh! Another present has just arrived in the post

Right I had better get on with some work for now, not that I have a lot to do but might do some surveys instead :rotfl:

josiebabie

Money in purse: £4.01
Money in bank: £77.91
Bills still to pay: £0
Petrol still needed: £0
"Left over": £81.92
DAYS TIL PAYDAY: 5

Small spend in homebase - 3 jigsaw blades for £7.49. Wasn't sure if it was a good deal or not until I walked out the door with them and saw a bag of kindling for £7.50!!! Complete rip off and made me feel better as I will use these blades to cut up a hell of a lot of kindling!

DD is potty training at the moment and today we had the first day with no accidents! I am soooo proud of her! :T So hopefully we're on the way to no more nappies (soooo expensive) and not too much extra washing! LOL.

Work busy at the moment, all good fun though. Am doing well on my labour sales and building up a good labour sales bonus for January. This will pay off at least one CC so I am very happy. One big spend coming up now, putting a fence up in the garden. Three panels, three posts and three ground spikes to buy, totalling £102. But DB3 will put up for me, hopefully!:rotfl:

Not worried at all about money at the moment, not stressed about it as it all seems to be working for me. Makes me happy being in such control

josiebabie

Money in purse: £0
Money in bank: £60
Bills still to pay: £0
Petrol still needed: £0
"Left over": £60
DAYS TIL PAYDAY: 4

Quick update, spend day today - spent £17 in Mr T's buying work lunches for the next 2 weeks for me and DB3. I spent £17, he will give me £10 for two weeks to ensure I have his snacks and lunches covered. Works well for both of us as I always have food in the larder at work and he doesn't go over the shop and spend £4 a day on food! Instead he pays £1 a day. Win win situation!

Tonight I have a lovely friend coming over for dinner and a film, she really has made an effort since I have been a single mummy in keeping me company when I am lonely. I also have my mummy coming over as well so we will all watch the film together and eat sticky toffee pudding! (Friend is buying, I am feeding her dinner from stores, lol)

Well it is 5.30pm and I have half an hour left of work so will write a list of things I need to acheive over the weekend. One of which is to look at the snowballer again in great detail. I fell off the wagon a bit and so need to double check everything.

How good is it that I keep receiving letters from creditors about this new interest thing where they have to take the minimum payment to the highest interest bit first!

josiebabie

One thing I have certainly noticed recently is how not having to buy nappies is saving me sooooo much money!

Another Christmas present arrived today, bought off ebay with money from Pinecone surveys! I might start wrapping this afternoon, but I have a fair amount to do at home. Need to strip and change the beds. Need to find a mattress protector for madam as we are going to try night time without nappies soon as well.

Also need to get into the shed and cut up some kindling as I have run out in the house and am having to use my precious logs.

Think I'll also need more logs before the winter is out as well as I have used a lot of them already! :eek:

josiebabie

Haha funny that I wrote that about the kindling as DM managed to chop the end of her finger off with my axe while chopping kindling! LOL, not that funny, shouldn't be laughing really...silly woman.

I am so bored this afternoon, have done my washing, just one more load to hang in spare room, DD doesn't want to play with me, wants to play on her own so I'm just surfing the net! Which is boring! LOL

josiebabie

NSD day today, tomorrow I must must must chop up kindling, change bed sheets, walk to park with DD (as long as weather holds out), make raisin flapjacks and drink lots of water.

Loving X Factor tonight and Cheryl's hair

josiebabie

Money in purse: £0
Money in bank: £61.99
Bills still to pay: £0
Petrol still needed: £0
"Left over": £61.99
DAYS TIL PAYDAY: 2

Morning diaryland! Gone for a different colour today, just for the hell of it! Two days til payday and things are OK.

Not many plans today, ex is coming round to get skis etc out of the loft but don't know what time. Bubbles and I will prob walk down to the shop to get some loo roll, but also for some fresh air!

Looking quite miserable out there at the moment but it is still early. The forecast says big sunshine. Today I need to:

- Chop kindling
- Clean bathroom
- Strip bed and wash bedding
- Put clean dry HC away
- Iron minimal work clothes
- Drink lots of water and not tea!
- Checked banking already, no change there
- Washing up
- Dinner from freezer/stores
- DD on potty not nappies.

Just a chilling day for me. Lovely!
Jx

josiebabie

I did a few bits off my list today, but not too much. Had a lovely chilled day with a few bits of housework.

Spends for the day...:-

£10 in Mr T's
- Fruit
- Sticky toffee pudding
- Pepsi
- Board game reduced to £1.49! :A Will do for an xmas present
- Winegums for DD
- Carrotts for dinner

£1.89 in B &Q
- Nails

£10 in pub :eek:
- Cream tea with two scones
- 2x Malibu and coke
- 1x J2O

So quite a few luxuries today but hey! I am happy

josiebabie

Morning diaryland!

Update with yesterday's spends.
£46 in Mr T's, food, washing tablets, razor blades for DB3.
Should get a certain amount of this back from DB3 as he is staying with me at them moment!

Have paid all my bills now that I physically pay myself - still got a few DD's to hit, but have left my red book at home today - this is what I write all my income and outgoings in for the month!

Tonight is my night off as DD is with her dad, I have curry in the slow cooker for me and DB3 which I cooked the meat for last night when I was cooking Fajitas so a MSE dinner :T

Will do my numbers summary tonight when I get home

josiebabie

Money in purse: £4.00
Money in bank: £285.40
Bills still to pay: £80.72
Petrol still needed: £25
"Left over": £183.68
DAYS TIL PAYDAY: 29

Quick update on spends etc.

Wednesday: £1.00 on some cat ears for DD's halowe'en costume.
Thursday: £7.49 on cat costume for DD. (Reduced in Argos) :A

Today will be a NSD as don't need anything.

Tomorrow I am having my eyes tested, but claim this back from work - I have filled in all the relevent docs today so this should be OK. Also tomorrow I am having to buy fence panels and posts (About £100) but bro and his friend are putting them up for me so no labour

Ex asked me to write a list of winter clothing required for DD so he can buy her a complete wardrobe :T So emailed that yesterday.