No more debt.....or choc!!

penelopedee_2

Good to hear about your arm Choc - do you think its related to your run?

Choc-addict

penelopedee wrote: »

Good to hear about your arm Choc - do you think its related to your run?

Hey Pen,

I'm really not sure, it's so sporadic I have no idea! For instance it's starting to tingle and ache now so no doubt it'll be numb before long....weird one. I'm starting to wonder if i've strained it somehow and it's just not healing properly?? Who knows! Hopefully consultant can get to the bottom of it as it's coming up a month now in total that it's been bad So hard to explain but the best way to put it is that my hand/forearm feels as though it's twice the size it actually is (even though I can see it's not) and that whatever is going on inside is trying to break out....sounds weird but that's what it feels like...becomes very annoying!!! :mad:

jtr2803

Good Morning CA!

Thought I would pop in and say hello :j

Haven't had a chance to read through the whole diary yet but good to see you still plugging away and still doing well with the healthy eating (I am soooo envious!)

Will catch up properly later

Jody
x

anonymoose_3

Morning Choccy :wave:

I was going to say great news your arm isn't numb but it sounds like it's coming back again? Fingers crossed it doesn't get as bad as it has been.
3 mile run? You're making me tired :rotfl: well done that's great the thought of a 10 mile run makes me shudder I was a sprinter at school so that's my excuse

Save us some omlette sounds yummy

Have a great day xx

Happytogetdebtfree

morning choc, ahh hope arm doesn't get as painful and that consultant gives answers soon, I'm considering some accupuncture for my back see if that helps, has anyone ever tried it thoughts feelings? X

Choc-addict

Grrrr, just as I envisaged one CC who shall remain nameless has written to state that payment plan has now ended and normal practice as such resumed. This I do not mind as it's only right - my reduced payment now meets my contractual minimum payment and rightly so I can per my pro-rata payments afford to maintain this credit card.

Anyhows, the balance of this card is currently £4175.61 and with interest added i'm not sure how much my monthly payments will allow it to go down by :eek:

So, my signature will be changed later as it's ME v's CC until cleared and my aim is to clear it in full by the end of 2010. By doing this not only will my total debt be 4k less plus what else I pay off of others, it'll also make me £89.00 per month better off....what better incentives eh! Not sure how the hell i'm going to do it but I will!!!!

Will update sig later tonight after work x

jtr2803

That's just typical isn't it! Although as we have mentioned before, at least you will be able to see it dropping down constantly which is always a good motivator!

We know you can do it :j

Happytogetdebtfree

Choc, im sorry the company has gone back to been normal payments, dont focus on how much intrest is charged it will only work you up, instead focus on the bill paid off and the wonderful cancellation letter you will send lol xx

Choc-addict

Thanks guys, strangely this has really motivated me and I am already looking at my current account to see if I can free up a couple of quid to send their way....they're going to love me when it's £1 here, 50p there and then 1p another day....more I pay off the more it goes down. Obviously always going to pay the min but will be great to overpay and see if coming down....can't wait for the day I can close it....

Happy you are right, def think I need to change my mindset and just look at the total figure at end of each statement rather than the interest...nothing I can do about that!

xx

anonymoose_3

Choc-addict wrote: »

Thanks guys, strangely this has really motivated me and I am already looking at my current account to see if I can free up a couple of quid to send their way....they're going to love me when it's £1 here, 50p there and then 1p another day....more I pay off the more it goes down. Obviously always going to pay the min but will be great to overpay and see if coming down....can't wait for the day I can close it....

Happy you are right, def think I need to change my mindset and just look at the total figure at end of each statement rather than the interest...nothing I can do about that!

xx

:rotfl: just keep sending 10 p payments each day :T