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Hypno's "just for today" diary of rediscovery.
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If I had it spare, el, I would happily send it to you!
Banking showed £25 off the 0% virgin card - my 0% period ends next month and I have just under £2800 left on that card, so I need to do something about it.
I am having a play around with the snowball calculator - trying to see if I can realistically be debt free by next April, which would mean that any bonus I get next May would be MINE! Well, in reality it would be put away for university fees as DD will only be 12 months away from going (if indeed she does go) but if I can get to that point where I don't feel that I have to allocate any of my bonus to the debt, as I have done in the last few years, then it would be a fab feeling!
I think it is doable, as long as nothing untoward happens, and I am sensible with the spending, so it is a great aim for me I reckon.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hypno, that would be fantastic! I reckon you deserve a holiday with all the trimmings, though.2023: the year I get to buy a car0
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Great news on the wqeight loss and heres hoping that your bonus will indeed be yoursnext year.0
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I am aiming for DF next April too! Though you make me look like a slacker! But it will be great to get there together.....And massively well done to KC for attaining that longed for status already......
I see you were at NCFC yesterday - my brood is off to Wembley tomorow for the FA Cup final and I have a day alone.....am excited and planning what to do....in an MSE stylee of course
Have a great weekend Hypno and all
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
I too am seeking sugar and stodge, my sleep is lacking and my stress levels are high!
High stress seems to always result in refined carbohydrate cravings as it's fast fuel for use in stressful situations. Our bodies still consider stress in terms of "fight or flight" so they look for the appropriate fast fuel. They say that if you go for complex carbs - wholemeals, brown rice - they burn more slowly and you don't "crash". Also, it is said that if you can remember to have something to eat more frequently, this may well result in stress reduction because you aren't panicking over where your next meal is coming from, as well as fretting over everything else!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
I should be DF by next April too. Good luck all X'The road to a friends house is never long'0
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mrs_robinson wrote: »I am aiming for DF next April too! Though you make me look like a slacker! But it will be great to get there together.....And massively well done to KC for attaining that longed for status already......
Thanks Mrs R!I should be DF by next April too. Good luck all X
And to you, Souk.2023: the year I get to buy a car0 -
Good luck to everyone on their debt free missions - no matter how long it takes us, we will get there!
I got a phone call today to ask if I could step in and teach for 6 hours tomorrow - so of course I said yes please. Need to do a little prep this evening, but it is a workshop I love to teach so it won't be a hardship for me to do and of course the money will be very useful towards my debt free targets!
Other than that, nothing to report.....have a good evening!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Heres to April thenI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hypno, thats great, thats a good wodge of money. And its something you enjoy!2023: the year I get to buy a car0
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