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Hypno's "just for today" diary of rediscovery.
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Early days yet, beanie - 2 runs in a week does not an athlete make!
macgirl, I love the "big occasion" races - so I am very jealous of you doing the GNR!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Same here Beanie. Please don't confuse anything I'm jibbering on about with real running!
As for the GNR - I only posted off the charity application today and it is first come first served - so fingers crossed the place it still available
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I should also add that I cannot even commit to doing the mothers race at schools sports day.. Lots of competitive mums ( also very skinny) ... can't be doing with that . 0
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hi hypno - I've just spent ages catching up on your diary... it just moves so quick! Glad the capsule wardrobe is coming along well....
Best of luck with everything else! Are you planning to use McKenna again to get to sleep anytime soon LOL?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning guys.....half way through the week :T Still off the caffeine, although decaf doesn't quite have the same effect at 6am as my usual cuppa....but hey ho! I *have* been sleeping a bit better recently, so I will continue with my caffeine-less life for the time being!
Scratching and banking calls next.......have a good day everyone!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Good morning Hypno,
Well done on fitting in the run last night.
Scratchies done.
Change of routine today, cutting back on the free bingo, and going to spend most of the time before going back online getting a shortlist of houses to view when we get back. As we're fairly flexible on location, it takes ages going through all the counties on rightmove. Basically looking sw corner, but up as high as gloucs., and as far east at hamps.. Might even look in East bit of Wales and Ross on Wye area. It does seem like more properties are coming on the market, and the BBC news had an article saying currently more sellers registering than buyers, so hopefully a good time to look.
Hope everyone has a good day
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Ooh, happy househunting!
10p and 20p for me on the scratches - slowly slowly! Banking showed my normal £25 monthly payment to the 0% card, and a bit of download sales money and matched betting profit in which has been transferred to the pot.
I've got a matched bet to do this evening after work, and hopefully will be organised enough to go and ski.....
Just going to have a quick run through my budgets again.....am close to the wire and want to make sure I don't go over. I would rather dip into the savings than get a bank charge at this stage! (although hopefully can get away with having to do neither!).Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Have a happy Wednesday Hypno & friends I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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