Vanquis card

izools

star-fire wrote: »

wanted to see which credit card applications only use equifax,so there was 3 on there i am going to try..cambridge bs,stroud and swindon,and leeds bs...because i think i have a better chance with them cause they use equifax

Not considered finding out what is keeping your score down and doing something about it? You aren't going to accomplish anything by applying left, right and centre completely irradicating your chances of getting credit anywhere for 6-12 months, you need to tackle the actual issues. This requires patience, dilligence, and the ability to follow advice :beer:

BugsyBrowne

agree i am addicted apply i will see what happens,lol least all the searchers on experian are within a couple of months,so next year they will all fall off

CannyJock

star-fire wrote: »

when i applied for vanquis it said repair your credit with this great card from vanquis..
do not understand why people are sticking up for this card i hate it and cant wait (will be a while) for a big lender to give me a decent card.
so i got this card on the strength it will rebuild my credit.
so in my opinion yes it is a credit builder credit card.
i would swap this piece of !!!! of a card anyday if i could be accepted somwhere else.

Normally don't comment on the sub-prime threads, others know 100x more about them than I do. But can't understand why you're biting the hands that feeds you ...

izools

CannyJock wrote: »

Normally don't comment on the sub-prime threads, others know 100x more about them than I do. But can't understand why you're biting the hands that feeds you ...

The three I's:

Ignorant
Inapreciative
Immature

:beer:

CannyJock

I'll take off my "you made up a word" hat for now

Reminds me of that bloody mantra about education being all about the three R's

Reading
Writing
Spelling

izools

CannyJock wrote: »

I'll take off my "you made up a word" hat for now

Reminds me of that bloody mantra about education being all about the three R's

Reading
Writing
Spelling

Innapreciative then... or however it's spelled.

How is Spelling a "R"?

For me education was Repetitive, Redundant, Rollocks.

CannyJock

izools wrote: »

Innapreciative then... or however it's spelled.

How is Spelling a "R"?

For me education was Repetitive, Redundant, Rollocks.

No such word as innapreciative - you mean unappreciative

It begins with an R as much as Writing does

BugsyBrowne

well guess what never in doubt & tfd i will be getting rid of my vanquis card,thankyou very much indeed.
i actually did not apply to anyone of them 3 cards i posted ear;ier,so fair enough bets off,i am still in shock this company do check equifax ,i then got accepted for the john lewis cc not sure what my apr will be,but bet it will be better than what i am getting.
been trying to check threads but no one seems to talk about them.
not sure what the card will be like,but did say my equifax was alot better than my experian.now going to try set up a thread..

eastanglian1

Lol star just woke up and that has made laugh:rotfl:
I think that goes to show how wrong some people:Dare on these threads when applying for credit.
TBH thought you were taking the:D!!!! when you said applying for them three credit cards:pmind you my equifax credit rating is better than experian:)i cant see you getting any well done"s from the other guys on here.they are proberly holding there heads up in shame:Dtelling you that cant get a decent cc:money:
well funny:rotfl:
you can leave these sub-prime threads soon as you get your new card :T
do your balance transfer if you have an outstanding balance on you vanquis,then rip the card to shreads Lol:j

callum9999

eastanglian1 wrote: »

i have totally no knowledge of vanquis and i mean i dont,but come on to charge someone 69% apr even if you are paying in full every month still takes the !!!!..

So what you are saying is, I should ignore the benefits it gives me and get bothered by the downsides that don't affect me, and cancel my card because of it?