Vanquis card

135

Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Vanquis is a CREDIT CARD which is aimed at the people who would benefit from CREDIT BUILDING.

    Therefore everyone is right :D

    Handbags down boys ;)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • yep not going to argue again no point they all stick together to much,i suppose i understand they are all in the same boat and dont like home truths,it all started by me stating the obvious the only reason people have that card is because other lenders wont touch them,but they cant seem to take:cool: that!!
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    yep not going to argue again no point they all stick together to much,i suppose i understand they are all in the same boat and dont like home truths,it all started by me stating the obvious the only reason people have that card is because other lenders wont touch them,but they cant seem to take:cool: that!!
    Your opinion is your opinion.. lets all agree to disagree :D
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    when i applied for vanquis it said repair your credit with this great card from vanquis..
    do not understand why people are sticking up for this card i hate it and cant wait (will be a while) for a big lender to give me a decent card.
    so i got this card on the strength it will rebuild my credit.
    so in my opinion yes it is a credit builder credit card.
    i would swap this piece of !!!! of a card anyday if i could be accepted somwhere else.
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    star-fire wrote: »
    when i applied for vanquis it said repair your credit with this great card from vanquis..
    do not understand why people are sticking up for this card i hate it and cant wait (will be a while) for a big lender to give me a decent card.
    so i got this card on the strength it will rebuild my credit.
    so in my opinion yes it is a credit builder credit card.
    i would swap this piece of !!!! of a card anyday if i could be accepted somwhere else.

    You are the sort of angry person who doesn't deserve the Vanquis card.

    Without the Vanquis card you wouldn't be able to prove yourself to mainstream lenders, yet all you can do is criticise Vanquis, even though you admit they are providing you with a valuable opportunity.
  • TFD_2
    TFD_2 Posts: 907 Forumite
    star-fire wrote: »
    when i applied for vanquis it said repair your credit with this great card from vanquis..
    do not understand why people are sticking up for this card i hate it and cant wait (will be a while) for a big lender to give me a decent card.
    so i got this card on the strength it will rebuild my credit.
    so in my opinion yes it is a credit builder credit card.
    i would swap this piece of !!!! of a card anyday if i could be accepted somwhere else.

    Chances are you'll f*ck up your credit rating again and not see another credit card for a long long time. For me it's just a matter of months now. :rotfl:
  • elfen
    elfen Posts: 10,213 Forumite
    I can cope with my Vanquis until stuff is sorted, or until I finish uni (the latter will probably happen first) but it does mean I have a student account with overdraft reporting green zeros, my mobile contract reporting them and my credit card, regardless of the fact of why I have it, reporting green zeros. And that makes me happy.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    right now checked equifax going to try stround of swindon credit card,cambridge bs credit card,and leeds bs credit card..all in the next hour as just checked my equifax against experian and equifax seems to be better,these companies us equifax i checked..experian has way to many searches on there equifax only have 1..
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    star-fire wrote: »
    right now checked equifax going to try stround of swindon credit card,cambridge bs credit card,and leeds bs credit card..all in the next hour as just checked my equifax against experian and equifax seems to be better,these companies us equifax i checked..experian has way to many searches on there equifax only have 1..

    Sorry ?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    wanted to see which credit card applications only use equifax,so there was 3 on there i am going to try..cambridge bs,stroud and swindon,and leeds bs...because i think i have a better chance with them cause they use equifax
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