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A Payment A Day - Part 8!

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Comments

  • I know you weren't aiming it at me...I just thought it sounded like those who get TC, were kind of rubbing it in a little bit to those who don't...I wanted to justify my reason for getting them :o


    noone needs to justify anything honey and as i said my post wasnt meant to be anything like that i dont take any notice of who gets what to be honest we all here as we made mistakes and trying to sort them out, thats why we are a unit, its was merely a generalisation and shock as to why i posted id love to be living on 50k and if i did i would be shocked if i was still offered gov help!
    Debt as of 20/4 £6921.20 :eek:
    Debt Free Date [STRIKE]April 2014 [/STRIKE]:eek::eek: April 2013 :j
    Hal cc £[STRIKE]1499.67[/STRIKE]/£143.05 Hal ba2 o/d [STRIKE]£595.01[/STRIKE] £250.00; BoS [STRIKE]£470.00[/STRIKE] £450.00
    Capital e [STRIKE]£176.49[/STRIKE] £133.78

    Above r interest debts to be battled first
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    No need to apologise Scooby!!

    It is a struggle - I'd love to post my SOA so you can see it but it's too embaressing!!

    We live on crappy food, don't buy new clothes or shoes, don't go anywhere, don't buy anything as 'treat' (wine for the evenings. take-aways) - basically we're existing just now. I'm in desperate need of some things but I can't go to the shops to get them, I keep having to put it off 'until next month' - I keep hoping the day will come that we can go to the shop and buy the big brand named foods or go to the butcher for some nice fresh meat and having a really nice, proper food or even to be able to buy something randomly instead of every penny being accounted for...my day will come, eventually!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Here Miss EE

    I can't believe you have a register :rotfl:

    I have finally met someone who is more obsessed than me :T

    To keep you happy £5.68 for me to Capital One

    Have a good Friday folks

    DTxx
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, my pad today is £1 again.

    Off out soon to help my mum get things organised for my brother's 18th birthday tomorrow. So will be chaffeur and assistant cook then. :p

    Sasha - that is some repair bill. :eek:
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    No need to apologise Scooby!!

    It is a struggle - I'd love to post my SOA so you can see it but it's too embaressing!!

    We live on crappy food, don't buy new clothes or shoes, don't go anywhere, don't buy anything as 'treat' (wine for the evenings. take-aways) - basically we're existing just now. I'm in desperate need of some things but I can't go to the shops to get them, I keep having to put it off 'until next month' - I keep hoping the day will come that we can go to the shop and buy the big brand named foods or go to the butcher for some nice fresh meat and having a really nice, proper food or even to be able to buy something randomly instead of every penny being accounted for...my day will come, eventually!

    Angelic on your income to PAD over £4K in just over a year is amazing:A - I don't know how much you have to pay off but when you do things will get a bit easier although unless you can up your income things are never going to be a doddle I woud have thought that it is precisely your sort of family that the government should be helpng and I hope that with the influence of the Lib Dems that this will happen.

    Glad to hear that Adam is doing so well.

    DTxx
  • mswan
    mswan Posts: 433 Forumite
    Part of the Furniture Combo Breaker
    Hi All, £1.64 Pad to OD today
  • No I feel for you-as I said I can't manage on what I get & that's without children. :o It does seem bad that if you get more work to earn more you'd actually end up with less money, I'm presuming that's what you meant with the employment/self emp situation. Think they need to rethink that one! Also think they need to lower the top limit though as my mum's next door neighbours use tax credits & have a smart new porsche sitting in their driveway which just makes me sad. You'd think they'd either not claim them or at least make it less obvious they don't them. They're not terrribly nice people either-I'd love to redistribute their spare money for them :rotfl:
    :eek:CCs[STRIKE] £46287.82[/STRIKE] £40071.74 13% DFD Feb17nowNov[STRIKE]16[/STRIKE]15:o ODsRBS £425, A/L £2500
    LBM March2010 Good bits...Boots£97.78 Tesco£30.50 Nectar£62.06 JL£105
    PADs £447.90
    dfw longhauler#220 DebtFree by Olympics#91 £6215.28/22000 28.2%
    £10k in 2010#125 £6215.28/£1
    0k 62.1% :A
  • Greenbynature
    Greenbynature Posts: 2,562 Forumite
    No need to apologise Scooby!!

    It is a struggle - I'd love to post my SOA so you can see it but it's too embaressing!!

    We live on crappy food, don't buy new clothes or shoes, don't go anywhere, don't buy anything as 'treat' (wine for the evenings. take-aways) - basically we're existing just now. I'm in desperate need of some things but I can't go to the shops to get them, I keep having to put it off 'until next month' - I keep hoping the day will come that we can go to the shop and buy the big brand named foods or go to the butcher for some nice fresh meat and having a really nice, proper food or even to be able to buy something randomly instead of every penny being accounted for...my day will come, eventually!


    Mine too when I win the bl00dy euro!!!! :rotfl::rotfl: I can dream!!

    I also couldn't believe that people on £50k a year were getting help from tax credits!! unbelievable. I'd love to know how they did it cos I've had nothing but hassle from them - they overpaid me about 6 years ago and I'm still paying it back!! but it never seems to go down by much!
    My fault apparently - even tho I just filled in the paper work and sent it back to them, I also rang them several times asking if I was getting too much, no no they said that's right!! Then out of the blue they send me a letter saying they've over paid me and I have to pay it back and they'll let me do it in installments - how kind!!! I've argued with them loads of times as I said it was their mistake not mine!! I was honest with them and told them how much I earned so how could it be my fault????:mad:
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Can't believe you have a register EE :rotfl:Do I need a note for all my late attendances?!
    :eek:CCs[STRIKE] £46287.82[/STRIKE] £40071.74 13% DFD Feb17nowNov[STRIKE]16[/STRIKE]15:o ODsRBS £425, A/L £2500
    LBM March2010 Good bits...Boots£97.78 Tesco£30.50 Nectar£62.06 JL£105
    PADs £447.90
    dfw longhauler#220 DebtFree by Olympics#91 £6215.28/22000 28.2%
    £10k in 2010#125 £6215.28/£1
    0k 62.1% :A
  • Greenbynature
    Greenbynature Posts: 2,562 Forumite
    Angelic on your income to PAD over £4K in just over a year is amazing:A - I don't know how much you have to pay off but when you do things will get a bit easier although unless you can up your income things are never going to be a doddle I woud have thought that it is precisely your sort of family that the government should be helpng and I hope that with the influence of the Lib Dems that this will happen.

    Glad to hear that Adam is doing so well.

    DTxx


    Totally agree with DT Angelic you've done really well :T
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
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