A Payment A Day - Part 8!

Thrifty_Pixie

Flying visit....£2 into Mad Catter and 49p STC makes £2.49 for me today please. Have a lovely weekend all!

*meep*

nickynoo08

Afternoon

Had a lump sum payed into my bank from tax credits so i'm using most of it to pay extra to my loan so it's almost under the 8k mark now:j

Pad today is £407 please EE

Wesker

angelicmary85 wrote: »

That 'friend' of mine looked like a beached whale in her wedding [STRIKE]curtain[/STRIKE] dress!

'Ex' friend if she reads this forum :rotfl:

Paulgonnabedebtfree

Eager_Elephant wrote: »

We appear to have lost some PAD'ers

13 of the regulars have not posted for at least 5 days!!

Has anyone heard from euronorris - I hope her Ikea units are not playing up!? or do I recall she had a holiday booked??

Please note that if you are not going to be posting for a while can you let me know this month as I have a register and I get worried if there is no PAD!! :rotfl: (Think I should have been a teacher!!)

EE

I'm only declaring PADs at the moment for minimum payments. I'm not currently making extra ones as I have needed to dip into my overdraft. Looking at things, it may be like this for me for a while. I've had some higher than usual expenditure lately for business stuff (and a curry last night LOL). If all my custies were to cough up I would be in the black - but that's just not going to happen.

Paulgonnabedebtfree

Eager_Elephant wrote: »

We appear to have lost some PAD'ers

13 of the regulars have not posted for at least 5 days!!

Has anyone heard from euronorris - I hope her Ikea units are not playing up!? or do I recall she had a holiday booked??

Please note that if you are not going to be posting for a while can you let me know this month as I have a register and I get worried if there is no PAD!! :rotfl: (Think I should have been a teacher!!)

EE

Do I need a note from my mummy?

Paulgonnabedebtfree

Eager_Elephant wrote: »

For some reason the government decided that anyone earning between 26,000 (ish) and £50,000 can get the basic rate of Child Tax Credit of £545 pa (£10pw). If you have a child under 1 you can earn up to £58,000!!

I can see how someone on £26,000 might need a bit of extra money (to PAD!!!) but at £50,000?!?! :eek:

I think it has all been speculation at present regarding any change to this but it's bound to happen soon.

I think the changes announced in the budget are to do with chldcare which is paid via Working Tax Credit because at the moment they spread it throughout the year even if you only have childcare to pay in school holidays which can make it difficult to budget for some.

Also they are going to allow people over 60 who are still in work to claim Working Tax Credit if they work 16 hours instead of the usual 30 hours. I think this is good news for them.

From April 2012 the child element of child tax credit will rise by £4 if you have a child aged one or two. (at the moment you get a baby element until the baby is 1)

EE

I did look into this a while back and even in my situation (single - no dependents) I could get a small tax credit if earning less than c. £13k p.a. I was astonished to see that. I don't qualify anyway as I earn a fair bit more than that. To me it seems like Gordon Brown had his head screwed on as it was a way of almost forcing a certain amount of dependence on the state. A great way of keeping people voting for you. The bit that concerns me though is that employers tend to pay less if they know that the state will step in. I would rather have seen the state pushing the minimum wage up more quickly. The tax circle would still have joined up around the other side because companies would pay less tax if they are paying more in wages. However, doing it that way could also stoke inflation.

Paulgonnabedebtfree

angelicmary85 wrote: »

Angelic doesn't even earn a tenth of 50k

Angelic's OH works with cash, thousands of pounds everyday and gets 10k a year...we're, unfortunately, one of those poor families with take or leave it jobs, we take in less than 1k between us every month

We're not one of those poor 'rough' families though (Jeremy Kyle style)...we hide our poorness very well :rotfl:

I think there's been a lot of speculation surrounding TC/WTC so lets just keep our rfingers crossed that they don't change too much.

I know that some of you won't get them and do struggle on 'just' your pay but to those who are receiving them, they are like a lifeline.

That's a pretty low income for one and a bit jobs IMO. I would have like to see government pushing up minimum wages much faster so that the
employer coughed up

Paulgonnabedebtfree

angelicmary85 wrote: »

That 'friend' of mine looked like a beached whale in her wedding [STRIKE]curtain[/STRIKE] dress!

Could have been an ad for rent-a-tent.

angelicmary85

Paulgonnabedebtfree wrote: »

That's a pretty low income for one and a bit jobs IMO. I would have like to see government pushing up minimum wages much faster so that the
employer coughed up

It's really low. OH doesn't get paid for any of his breaks so although he's at work 9hrs a day, he only gets paid for 7.5hrs.

Paulgonnabedebtfree wrote: »

Could have been an ad for rent-a-tent.

:rotfl::rotfl::rotfl:

I'd really love to post a photo but iI don't think COMP would like to see what her dress would look like on her if she was overweight

Flower08

Paulgonnabedebtfree wrote: »

Could have been an ad for rent-a-tent.

:rotfl::rotfl::rotfl:

PAD for me today is £80.45 to moving house fund please trying to replace the money we had to take out of it for the car to be fixed.