Mummytogirls - 100 years to be debtfree - I think not!

mummytogirls

Oh I also received a renewal letter from tax credits to say they are upping out payments from £9 to £12! Absolutely crackers considering they need to stop paying us! Will be making another phone call to them tomorrow once ive dug last years P60 out! x

pennywisepoundstupid

Hi mummy, enjoy your days off.

TC are pants.

mummytogirls

Morning Diary,

7 days until payday :j!! Cant wait to restock my various tins with cash as they are empty now.
Not doing very well in the NSD day stakes. I think its because when it comes to the end of the month and ive not much money left I buy bits when we run out. Today we have totally run out of cereal and we will need more milk for tomorrow.

Yesterday I enjoyed my day off, kids were at school and playgroup and so me and mum went out for lunch. I only paid £4.20 for drinks and mum paid for the food but still a spend day even though it was small.

Tonight DH and I are off out for a meal, hes paying. Really looking forward to it. Will probably pop to Mr T's on the way home for cereal and milk as it wont be a late one.

Today I need to dig out the old P60's and give TC's a ring, cant wait for that conversation! This is also around entertaining DD2. Weve just played a game so shes now watching Oso whilst I hop on here to check the accounts etc.

No line dried clothes here for 2 days its too wet :mad:. Weve switched heating off as the house is too warm now with it on so weve no choice but to use the TD. I suppose once a day wont harm for now.

Nothing else to report! Catch up soon xx

Alice_in_Poorland

Good luck with the TC folk and hope you have lovely meal tonight.xx

mummytogirls

Thanks Alice, really looking forward to the meal which is an early bird 3 courses for £13.50, cant wait!

Well couldnt ring TC in the end as I cannot find my and DH's P60's from last year. They are obviously together somewhere, might need to contact payroll for a copy.

Id promised DD2 some soup for lunch, went to cupboard and there was none! Q a walk to the coop as she was creating for soup and didnt want anything else I offered! Ended up getting the other bits whilst I was in there so £5 spent.

Also it felt a bit chilly in here so ive put the heating for an hour and hung the washing. Weve got my dad coming over to babysit tonight so dont want it being chilly in here for them either.

Think thats all from me! Need to hoover, polish, give the kids their tea and get showered and into my gladrags!! xx

mummytogirls

Afternoon Diary,

Long time no post :cool:! Had a super busy weekend and im shattered now!

Friday DH and I went out for our meal. I had garlic mushrooms, steak and then chocolate fudge cake. It was nice but I dont think id rush back in a hurry.

Yesterday didnt really do much through the day but then went out at night with the girls. Had a really funny time and hardly spent anything as we bought a bottle of wine to take to a friends first. Was sooooo drunk though and was still drunk this morning !

Today weve cleaned the house and then been to a Christening of a friends little boy. Me and the kids were fed, DH didnt fancy the food so now were back home chilling. Il be shattered all week now.
The kids have already put themselves into their so theyre obviously wanting to chill.

Nothing to report on spending, havent had a NSD put it that way!

Think thats all from me! Catch up soon xx

Eliza_L

Nice to hear you've had a good weekend. We've had a busy one too, need a week off to recover.

pennywisepoundstupid

Sounds like you had a fantastic weekend, hope it carries on and you have a good week.

mummytogirls

Morning Diary,

Just popping in for a super quick post as I need to get me and the kids dressed etc for school.
Just popped on to check the accounts etc, nothings changed I just cant get out of the habit of checking them all the time!

Thanks Eliza and Pennywise, I do need a week to recover now :rotfl:.

Well last night I wrote myself a little shopping list. Ive got £10 to spend and thats it! I said to DH last night I actually dont mind getting to this point and having to scrimp a bit as its a bit of a challenge using up everything! 2 years ago id have hated it. Ive got money in the joint account and savings but why dip into them when we can scrimp for 4 days until payday. Jees never thought id see the day!

Well its looking cloudy out but BBC says no rain so im going to chance it with my 2 loads of whites! Fingers crossed!!!

Quick tea tonight as DD1 at football.

Think thats about all from me! Roll on payday xx

LivvyLoo_2

Hi Mummy,
Don't you feel great when you see how your attitude to spending has changed? You should be proud.

I check my accounts every day too :money:, I like it when nothing has changed. Gone are the days when you used to log on and be in your OD when you were expecting to be way into the black.

Glad you had a lovely meal, I went for a meal too over the weekend and also had steak...it was well worth £20! Good job its not something I do every week.

xx