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My Debt-Free-Wannabe Diary

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  • Hey, we might have the same numbers, you never know!

    Funnily enough, not a sausage!
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Righto, time for an update on my spending:

    16/4-22/4

    0.70 newspaper
    3.52 lunches at work
    45.50 books
    17.95 pub

    total: £67.67

    23/4-29/4

    10.90 lunch (pub)
    41.93 petrol
    1.04 lunches at work
    80.00 wine fair tickets (four people) - haven't got any money back for these!
    1.50 parking
    10.00 drinks (pub)

    Total: £145.37

    30/4-6/5

    8.88 postage (ebay)
    38.79 petrol
    5.00 book

    Total: £52.67

    7/5 - 13/5

    1.47 drinks (pub)
    3.00 tombola
    3.44 lunches at work
    43.87 petrol
    20.00 lunch (pizza restaurant)
    3.60 coffees (costa)
    22.80 train tickets

    Total: £98.18

    14/5-20/5

    76.86 books
    1.43 lunches at work
    1.00 lottery
    10.50 haircut
    1.00 egg cup from charity shop
    10.50 pub lunch
    1.00 charity

    Total: £102.29
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Aaargh,

    I have so much to sell on ebay. I need to get a move on and actually upload all the listings - I was hoping for a cheap listing day but none have proffered themselves - and I've even entered about 10 items into turbo lister but just need to check them and press the upload button...

    DDDK
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Seem to have sold quite a lot on ebay, so listed more stuff yesteday!

    Car had an MOT today but all was well, and it was very much under what I budgeted, so yippee for budgets!
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • angelfairy
    angelfairy Posts: 3,594 Forumite
    Seem to have sold quite a lot on ebay, so listed more stuff yesteday!

    Car had an MOT today but all was well, and it was very much under what I budgeted, so yippee for budgets!

    Congrats on the MOT and ebay situation!!!!

    I have recently been entering my items straight onto ebay using their seller's form and have found when I am listing more than one item, my initial fee for my item is £0.10 (£0.99 starting price) and the remaining fees (for the same starting price) are £0.05.

    In relation to cheaper listing days, I have read on the ebay forum that these may not be the best days to sell to make the most profit as a lot of people tend to list on these days and your items can get lost in the mass.

    Hope you dont mind me adding my 2p worth!!!
  • beccaoz wrote: »
    Congrats on the MOT and ebay situation!!!!

    I have recently been entering my items straight onto ebay using their seller's form and have found when I am listing more than one item, my initial fee for my item is £0.10 (£0.99 starting price) and the remaining fees (for the same starting price) are £0.05.

    In relation to cheaper listing days, I have read on the ebay forum that these may not be the best days to sell to make the most profit as a lot of people tend to list on these days and your items can get lost in the mass.

    Hope you dont mind me adding my 2p worth!!!

    Yes I have always wondered if cheap listing days were worth it, but I suppose it depends how you use them - I remember free listing days and they were definately worth it!

    Good tip with the cheaper follow up listings! I use turbo listed because then I can upload it all quicker, or so I find, and can write a "rough" description and then flesh it out a bit when I feel like it. I just need to make myself do it - I have got way too much stuff - I just need to get up off my backside and sell it!

    Assuming other people want my rubbish, of course...
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Spending Diary

    4.23 lunches at work
    16.70 lunch out
    24.00 presents
    63.00 celebration lunch
    173.50 celebration dinner
    40.60 petrol
    2.35 two 1/2 pints in pub

    Total: £324.38 (!!!!!!!!!!!!!!!!!!!!!!!!!!)

    Bad DDDK. Damn parents and their anniversaries eh?
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • M&S card direct debit went out today for £178.33:

    Debt Totals:

    £4,750.00 Amex
    £1,850.00 Lloyds TSB
    £5,721.67 M&S

    Total: £12,321.67
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Rounded off M&S debt with payment of £21.67:

    Debt Totals:

    £4,750.00 Amex
    £1,850.00 Lloyds TSB
    £5,700.00 M&S

    Total: £12,300.00
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Damn It.

    5p listing day on ebay today! I knew there would be one just after I'd given up on one and listed loads of stuff....
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
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