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My Debt-Free-Wannabe Diary
Comments
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DontDoDebtKids wrote: »Hey, we might have the same numbers, you never know!
Funnily enough, not a sausage!LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Righto, time for an update on my spending:
16/4-22/4
0.70 newspaper
3.52 lunches at work
45.50 books
17.95 pub
total: £67.67
23/4-29/4
10.90 lunch (pub)
41.93 petrol
1.04 lunches at work
80.00 wine fair tickets (four people) - haven't got any money back for these!
1.50 parking
10.00 drinks (pub)
Total: £145.37
30/4-6/5
8.88 postage (ebay)
38.79 petrol
5.00 book
Total: £52.67
7/5 - 13/5
1.47 drinks (pub)
3.00 tombola
3.44 lunches at work
43.87 petrol
20.00 lunch (pizza restaurant)
3.60 coffees (costa)
22.80 train tickets
Total: £98.18
14/5-20/5
76.86 books
1.43 lunches at work
1.00 lottery
10.50 haircut
1.00 egg cup from charity shop
10.50 pub lunch
1.00 charity
Total: £102.29LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Aaargh,
I have so much to sell on ebay. I need to get a move on and actually upload all the listings - I was hoping for a cheap listing day but none have proffered themselves - and I've even entered about 10 items into turbo lister but just need to check them and press the upload button...
DDDKLBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Seem to have sold quite a lot on ebay, so listed more stuff yesteday!
Car had an MOT today but all was well, and it was very much under what I budgeted, so yippee for budgets!LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
DontDoDebtKids wrote: »Seem to have sold quite a lot on ebay, so listed more stuff yesteday!
Car had an MOT today but all was well, and it was very much under what I budgeted, so yippee for budgets!
Congrats on the MOT and ebay situation!!!!
I have recently been entering my items straight onto ebay using their seller's form and have found when I am listing more than one item, my initial fee for my item is £0.10 (£0.99 starting price) and the remaining fees (for the same starting price) are £0.05.
In relation to cheaper listing days, I have read on the ebay forum that these may not be the best days to sell to make the most profit as a lot of people tend to list on these days and your items can get lost in the mass.
Hope you dont mind me adding my 2p worth!!!0 -
Congrats on the MOT and ebay situation!!!!
I have recently been entering my items straight onto ebay using their seller's form and have found when I am listing more than one item, my initial fee for my item is £0.10 (£0.99 starting price) and the remaining fees (for the same starting price) are £0.05.
In relation to cheaper listing days, I have read on the ebay forum that these may not be the best days to sell to make the most profit as a lot of people tend to list on these days and your items can get lost in the mass.
Hope you dont mind me adding my 2p worth!!!
Yes I have always wondered if cheap listing days were worth it, but I suppose it depends how you use them - I remember free listing days and they were definately worth it!
Good tip with the cheaper follow up listings! I use turbo listed because then I can upload it all quicker, or so I find, and can write a "rough" description and then flesh it out a bit when I feel like it. I just need to make myself do it - I have got way too much stuff - I just need to get up off my backside and sell it!
Assuming other people want my rubbish, of course...LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Spending Diary
4.23 lunches at work
16.70 lunch out
24.00 presents
63.00 celebration lunch
173.50 celebration dinner
40.60 petrol
2.35 two 1/2 pints in pub
Total: £324.38 (!!!!!!!!!!!!!!!!!!!!!!!!!!)
Bad DDDK. Damn parents and their anniversaries eh?LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
M&S card direct debit went out today for £178.33:
Debt Totals:
£4,750.00 Amex
£1,850.00 Lloyds TSB
£5,721.67 M&S
Total: £12,321.67LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Rounded off M&S debt with payment of £21.67:
Debt Totals:
£4,750.00 Amex
£1,850.00 Lloyds TSB
£5,700.00 M&S
Total: £12,300.00LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Damn It.
5p listing day on ebay today! I knew there would be one just after I'd given up on one and listed loads of stuff....LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610
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