My Very Long Journey

Desperate_to_be_debt_free

Not had any replies back yet. Should be hearing something over thenext few days

Woowoo

Hi

You've had 5 accept so far then? Thats great x

Woowoo

How you getting on?

Desperate_to_be_debt_free

Not to bad woo woo, it's a slow process but I think I'm winning. Have got a few difficult creditors but I'm working on them. The plan is to offer everyone £1 and once accepted I'll start working on the smaller debts to get them paid off. Hopefully it will all come together!

Desperate_to_be_debt_free

Ok. I'm back. Not posted on here for absolutely ages and still ploughing through my debts. At long last everyone has agreed to my DMP of £1 per month. Have decided to chip away at the smaller debts to try to clear them. The first one on my list is a balance of £35 which I owe to Moorcroft. Have just listed 8 things on eBay and sold £16 worth of CD's to Zapper. My aim is to clear this debt by my next payday which is 21st March. Here I go again.....

Herewego

Hey welcome back, I too have started posting again after losing my way.
Good to hear you are focused again and well done on your ebay listings thats what i must do today baby steps it will all help.

Desperate_to_be_debt_free

Hi herewego, your right baby steps. The trouble with me is that if I don't take giant leaps I get disheartened. I want to cut back for one month and see all the debt paid off

Hopefully I'll stay a bit more focused now. I'm calling it the debt and diet challenge.

Desperate_to_be_debt_free

My one item on eBay is up to £25 so I think I'm safe to say that the Moorcroft debt will be paid off very shortly. I've got about £17 winging it's way to me from amazon so im looking good on the making money front. Diet also gone well. Lost 6.5 lbs in my first week

Desperate_to_be_debt_free

Have completely lost my way over last few months and even though I've paid off a few debts, I've still got a long way to go. Have decided to plod on as I am at the moment as at least the debt is going the right way, I must be doing something right. Have joined the November make £10 per day challenge and decided to start off small and make £5 per day. I have few furniture items that I need to buy over next few weeks so I'm hoping that I will buy each item out of the money I make. My first item is a dining table and chairs. I've made a little bit of money on eBay but need a load more. Off to search the cupboards for some items to sell.

pantherchick

Desperate_to_be_debt_free wrote: »

Have completely lost my way over last few months and even though I've paid off a few debts, I've still got a long way to go. Have decided to plod on as I am at the moment as at least the debt is going the right way, I must be doing something right. Have joined the November make £10 per day challenge and decided to start off small and make £5 per day. I have few furniture items that I need to buy over next few weeks so I'm hoping that I will buy each item out of the money I make. My first item is a dining table and chairs. I've made a little bit of money on eBay but need a load more. Off to search the cupboards for some items to sell.

Hello desperate to be debt free. (arnt we all) ive been reading your diary from day one, altho i did skip quite a few pages. im glad you returned to your diary. having a diary as sure helped me, yes you will get depressed. wer not happy unless we are spending. but sooner or later it catches up with us. your doing good. sorting out your debts one by one. at least you are facing them and im sure as they come down in size you will start to feel happier at last. i have paid off alot of mine in the last two years. its a pitence i guess what i owe, but its still a debt. so any thoughts, ideas of ways to make another pound to clear off my debts is a plus for me. Good luck with your challenge and i hope to follow your diary much love pantherchick x