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My Very Long Journey

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Comments

  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Well considering the productive night I had the other night, it's all gone belly up since. Not sold any more books, got hardly any watchers on e-bay and still not received the cheque from musis magpie :( The bank balance is looking pretty sick so theres no chance of any overpayments this week either.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    It's not looking too good to pay off the Brilliant Giftshop by the middle of February but I'm going to give it a go. I've got a few spare pounds in the bank so I'm going to transfer that over this afternoon and that should reduce the balance by about £10 not an awful lot but any payment is better than no payment. Am still dishearted though, money not coming in quick enough for me.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LOL DTBDF - it never comes quick enough for me either, I am already looking at March budgets!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Oooo have just checked my balance for Shapely Figures and it's down to £76.80, think I may make the £10 payment to them instead and concentrate on them as the balance is lower, it may make me feel as if I've achieved more than I actually have :)
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh I like news like that! £20 less to find to close another one!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Have scraped together £9, not an tremendous amount but it's £9 less that I owed this morning. My baance is now down to £67.80 Woohoo :)
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    OK I need a plan. Where can I get £67 from.
    2 cheques to pay in from Music Magpie = 17.00
    Amazon balance is at 2.92
    Paypal balance is 7.78
    That's a total of 27.70 so I need to find £40.10 - let the challenge begin.....
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Have not managed to find any more money from anywhere so I'm still stuck for the £40.10. I've got some money coming on the 14th February so am hoping there'll be enough there to clear Shapely.

    I have received the second cheque off music magpie today so can pay that in tomorrow and subsequently pay it off the debt. Things still not happening quickly enough for me :(
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Herewego
    Herewego Posts: 2,541 Forumite
    Slow and steady wins the race, however I know how frustrating it is when you just want to get on with things.
    Your doing great so keep up the good work
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Don't give up though, I know it's frustrating but you are improving your situation all the time x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
This discussion has been closed.
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