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My Very Long Journey
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Well considering the productive night I had the other night, it's all gone belly up since. Not sold any more books, got hardly any watchers on e-bay and still not received the cheque from musis magpie
The bank balance is looking pretty sick so theres no chance of any overpayments this week either. 12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
It's not looking too good to pay off the Brilliant Giftshop by the middle of February but I'm going to give it a go. I've got a few spare pounds in the bank so I'm going to transfer that over this afternoon and that should reduce the balance by about £10 not an awful lot but any payment is better than no payment. Am still dishearted though, money not coming in quick enough for me.12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
LOL DTBDF - it never comes quick enough for me either, I am already looking at March budgets!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Oooo have just checked my balance for Shapely Figures and it's down to £76.80, think I may make the £10 payment to them instead and concentrate on them as the balance is lower, it may make me feel as if I've achieved more than I actually have
12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
Oh I like news like that! £20 less to find to close another one!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Have scraped together £9, not an tremendous amount but it's £9 less that I owed this morning. My baance is now down to £67.80 Woohoo
12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
OK I need a plan. Where can I get £67 from.
2 cheques to pay in from Music Magpie = 17.00
Amazon balance is at 2.92
Paypal balance is 7.78
That's a total of 27.70 so I need to find £40.10 - let the challenge begin.....12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
Have not managed to find any more money from anywhere so I'm still stuck for the £40.10. I've got some money coming on the 14th February so am hoping there'll be enough there to clear Shapely.
I have received the second cheque off music magpie today so can pay that in tomorrow and subsequently pay it off the debt. Things still not happening quickly enough for me
12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
Slow and steady wins the race, however I know how frustrating it is when you just want to get on with things.
Your doing great so keep up the good workMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Don't give up though, I know it's frustrating but you are improving your situation all the time xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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