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A journey of a 1000 miles must begin with single footstep....
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Yep, I definitely can't say I need a holiday! :rotfl:
More about getting in some time that's just me and OH without stress of working etcDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
I'm also due a bonus in August so can at least say that going won't affect my overpayments
Although why am I trying to justify it? I WANT A HOLIDAY!!!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
I am due a bonus in September, am thinking I might have to buy a cheap car - a little 1.0 KA or something, I can't keep spending all this money on fuel!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Think that definitely sounds like something to look in to.
Will be money well spent if it cuts down the horrendous fuel costs xDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Its hard as my car is reliable and I might end up with a lemon! My best friends OH is a mechanic though, so would take him along with me.
Still, can't do anything until at least September!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I loved my little Ka, it was so reliable and the fuel economy was great
I'd definitely recommend it as a runaround. I had the old style one, so it was a 1.3l engine, nippy enough to get out of trouble on the motorway if required and actually fun to drive. I'm still a bit in mourning that it was written off even though I love my new car
not sure about the new ones though, I haven't driven one
Little monkey born November 2012:jFroglet due March 20160 -
afternoon chickens. how nice for you to have marbella to look forward to - I think having something in the diary makes it actually easier to stick to the regime in between times.
Adam - I love the idea of the save the change thing - I wonder if other banks do that?LBM Oct 2010 - £44,665.08:eek: (exc overdrafts)
Egg:[STRIKE]£890 [/STRIKE]£0 Virgin:[STRIKE]£2,426.92[/STRIKE] £0 B'card: [STRIKE]£16,192.80 [/STRIKE]£13,497.68 Loan: [STRIKE]£25,155.36 [/STRIKE]£21680.35
NEW TOTAL: [STRIKE]£44,665.08 [/STRIKE] £35,178.03 Debt reduced by £9,487.05 21.24% :T
One off Egg balance: [STRIKE]£2,596[/STRIKE] £4,076.950 -
I think if you take your mechanic friend with you, then that would defo be worth looking into. Petrol is horrendous, so even if it needs a couple of minor fixes, it could still ultimately save money.Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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i've got a 1.2 punto and it averages 50m/gal. which is pretty decent really for a petrol. It's also nippy, roomy and the boot is good. Unfortunately no bonus's here
i used to love my christmas bonus at one place, mostly went towards the credit card bill, but then would get spent again, i feel like i've been fighting this debt for 13 years! I can't wait until next may.
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We still don't know if we are getting bonuses this year, if we do it's going straight to debt. It bought a 42 inch TV and stand last year - although my TV was emitting a funny smell and you had to turn it on 30 mins before you wanted to watch it so it would stop flashing on and off - in hinesight though, did I need a 42???Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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