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A journey of a 1000 miles must begin with single footstep....

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  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Yep, I definitely can't say I need a holiday! :rotfl:

    More about getting in some time that's just me and OH without stress of working etc
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I'm also due a bonus in August so can at least say that going won't affect my overpayments :)

    Although why am I trying to justify it? I WANT A HOLIDAY!!! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I am due a bonus in September, am thinking I might have to buy a cheap car - a little 1.0 KA or something, I can't keep spending all this money on fuel!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Think that definitely sounds like something to look in to.

    Will be money well spent if it cuts down the horrendous fuel costs x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Its hard as my car is reliable and I might end up with a lemon! My best friends OH is a mechanic though, so would take him along with me.

    Still, can't do anything until at least September!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    I loved my little Ka, it was so reliable and the fuel economy was great :) I'd definitely recommend it as a runaround. I had the old style one, so it was a 1.3l engine, nippy enough to get out of trouble on the motorway if required and actually fun to drive. I'm still a bit in mourning that it was written off even though I love my new car :o not sure about the new ones though, I haven't driven one
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • afternoon chickens. how nice for you to have marbella to look forward to - I think having something in the diary makes it actually easier to stick to the regime in between times.

    Adam - I love the idea of the save the change thing - I wonder if other banks do that?
    LBM Oct 2010 - £44,665.08:eek: (exc overdrafts)
    Egg:[STRIKE]£890 [/STRIKE]£0 Virgin:[STRIKE]£2,426.92[/STRIKE] £0 B'card: [STRIKE]£16,192.80 [/STRIKE]£13,497.68 Loan: [STRIKE]£25,155.36 [/STRIKE]£21680.35

    NEW TOTAL: [STRIKE]£44,665.08 [/STRIKE] £35,178.03 Debt reduced by £9,487.05 21.24% :T
    One off Egg balance: [STRIKE]£2,596[/STRIKE] £4,076.95
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    I think if you take your mechanic friend with you, then that would defo be worth looking into. Petrol is horrendous, so even if it needs a couple of minor fixes, it could still ultimately save money.
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i've got a 1.2 punto and it averages 50m/gal. which is pretty decent really for a petrol. It's also nippy, roomy and the boot is good. Unfortunately no bonus's here :( i used to love my christmas bonus at one place, mostly went towards the credit card bill, but then would get spent again, i feel like i've been fighting this debt for 13 years! I can't wait until next may.
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    We still don't know if we are getting bonuses this year, if we do it's going straight to debt. It bought a 42 inch TV and stand last year - although my TV was emitting a funny smell and you had to turn it on 30 mins before you wanted to watch it so it would stop flashing on and off - in hinesight though, did I need a 42???
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
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