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A journey of a 1000 miles must begin with single footstep....
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RebornToBeRich wrote: »Adam - I love the idea of the save the change thing - I wonder if other banks do that?
I'm not sure, I know Lloyds have a trademark on the name, not sure on the idea though, more than likely. It's really handy. I told my Mum about it and she set it up and completely forgot that she was doing it and when she next checked had £300 in there!! It soon adds up...
You can also allocate your change to another bank account, so send it to your friends/family if you want to (although not sure why you'd want to do that).Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
I've not done the save the change thing before, but i did save the amount that you see on the bottom of reciepts where it says you've saved x amount. I had 300 - 400 in one year which i thought was pretty amazing.0
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perhaps I can mentally do it - now I do a daily budget at the end of each day I can transfer the difference to a savings account, although I guess the point of it being automatic is that it happens without any effort (and therefore you dont feel it!)
I take it its not worth opening a lloyds account just for that facility though - lol!LBM Oct 2010 - £44,665.08:eek: (exc overdrafts)
Egg:[STRIKE]£890 [/STRIKE]£0 Virgin:[STRIKE]£2,426.92[/STRIKE] £0 B'card: [STRIKE]£16,192.80 [/STRIKE]£13,497.68 Loan: [STRIKE]£25,155.36 [/STRIKE]£21680.35
NEW TOTAL: [STRIKE]£44,665.08 [/STRIKE] £35,178.03 Debt reduced by £9,487.05 21.24% :T
One off Egg balance: [STRIKE]£2,596[/STRIKE] £4,076.950 -
LOL! I don't think they'd give me an account if I tried!
I like that idea though - off I trot to see if Barclays do something similar...Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
I use it too - that's what I'm using to add to the emergency fund. I have to it set to round to the nearest £1 but you can set amounts higher than that.Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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I use it too - that's what I'm using to add to the emergency fund. I have to it set to round to the nearest £1 but you can set amounts higher than that.
Where is this option? I've not seen anywhere to change it to round higher. I'd like to round to the nearest £10 if possible
*goes off hunting*Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
I'm off to check it out on Lloyds as well, don't want to feel left out lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I am now offically 100% free of my ex - he has finally agreed that I won't be walking the dog anymore, he returned all of my stuff at lunchtime and I gave him his key back.
I feel weird, it being the end of an era and all that! I also feeling like celebrating my new found freedom
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done Woo - fresh start with your lovely new man now xxxxxLBM Oct 2010 - £44,665.08:eek: (exc overdrafts)
Egg:[STRIKE]£890 [/STRIKE]£0 Virgin:[STRIKE]£2,426.92[/STRIKE] £0 B'card: [STRIKE]£16,192.80 [/STRIKE]£13,497.68 Loan: [STRIKE]£25,155.36 [/STRIKE]£21680.35
NEW TOTAL: [STRIKE]£44,665.08 [/STRIKE] £35,178.03 Debt reduced by £9,487.05 21.24% :T
One off Egg balance: [STRIKE]£2,596[/STRIKE] £4,076.950 -
Yep and I have no intention of wasting another 10 years of my life, I refuse to settle for anything less than I deserve this time.
Not sure whether I want to laugh or cry right now!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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