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A journey of a 1000 miles must begin with single footstep....

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  • As we were only making just over minimum payment every month to OH's cc they wrote and suggested that he might like to make ad hoc payments during the month if that would help.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    As we were only making just over minimum payment every month to OH's cc they wrote and suggested that he might like to make ad hoc payments during the month if that would help.

    That actually sounds like a helpful suggestion, most unusual!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I have £5 in my account that I really want to send to Lloyds, as I would only be £1.28 off £10,900 then.

    The sensible side of me says I really should keep this for food next week!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    As much as I want to say send it to Lloyds might be best to save it till next week, if you end up not needing to buy food you could send it then x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Yep your right Bec's, its no good wasting away just to send Lloyds another fiver!

    I really want to crack this debt, but I know May payday will just be more minimum payments as I have to pay for my holiday.

    Did I tell you lot I'm going on a girls holiday to Marbella? Can't remember.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    You didn't!

    Tell us more, sounds good! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Its only for 3 nights, but me and two friends are going to Marbella - it was £224 all inclusive, so we can get drunk at the hotel and then go out and hopefully not spend too much (not that I'm advocating binge drinking or anything!!!).

    6 weeks today, I can't wait :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Sounds great :D

    Good price too.

    Me and OH have been thinking about going somewhere in September last minute - have seen deals for around £300.

    Debt needs to be paid but we need lives too! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • ElmerFudd
    ElmerFudd Posts: 444 Forumite
    That is a good price.
    I'll be sticking to saving this year as I wasted a lot of money last year on my trip :P
    Debt at worst: £33000 (Feb 2011). Present debt: £25610 (Apr 2012)
    Lloyds old (22.4%) = 560 (Dec 2012)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I was going to say you definately deserve a break Bec's with all the hours you work, then remembered you have just come back from Borneo :rotfl:

    So instead I will say, it will be lovely to spend some quality time alone with your OH :D
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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