A journey of a 1000 miles must begin with single footstep....

**Kat**_2

Totally in agreement here xx

Lemon_Tree

tis lovely but then we'd still have to pay it back

Woowoo

Good point LT, I'd like a gift of £11k in that case

Herewego

Hi Woowoo hows things with the new house and new fella ?

Also just been thinking are you geting paid early this month due to the bank holidays and if so payday could be 2 weeks today but the bad news is the next one will be further away

**Kat**_2

I'm getting paid early due to the bank holidays but DH isn't thank goodness. It will be a long time between paydays and we will have to be very careful with our budget.

I still wouldn't mind an interest free loan as it would be a lot easier to clear, just think how much of your monthly payments go on interest:eek:

Ceniza

**Kat** wrote: »

I'm getting paid early due to the bank holidays but DH isn't thank goodness. It will be a long time between paydays and we will have to be very careful with our budget.

I still wouldn't mind an interest free loan as it would be a lot easier to clear, just think how much of your monthly payments go on interest:eek:

Tell me about it. Last months interest was £195 for me because of the 31 days in March! Next payment should only be £185 because of the 30 days in April - still, £185 on interest is shocking

:eek:

Lemon_Tree

too true interest is the killer with most debts.
thanks for pointing out that payday is earlier this month, it hadn't registered in my head yet as i'm in year end limbo where i haven't really started April as we're concentration on March info, but am also working on budgets for the next 12 mths. What day of the week is it????????

Woowoo

Herewego wrote: »

Hi Woowoo hows things with the new house and new fella ?

Also just been thinking are you geting paid early this month due to the bank holidays and if so payday could be 2 weeks today but the bad news is the next one will be further away

Hi HWG

We get paid on the 28th this month, so only 1 day early for me!

Things are going great with the new guy still, am going to his tonight and spending the weekend with him - so excited

Woowoo

Lemon_Tree wrote: »

What day of the week is it????????

Its Friday woo hoo :j

**Kat**_2

Yay to good goings with new guy!

Tell me about it LT, it's our financial year end this month (we are a month late, can't say why or I'll have to be shot) so I'm a busy busy bee.