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A journey of a 1000 miles must begin with single footstep....

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Have just amended my signature, it now includes what I owe my mum again - no sense lying to myself is there!

    I am setting myself no goals or deadlines at the moment, just ticking along with it :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I am going to start my penny pot again and pay this into the bank at the end of every month - so far I have 8p in there! I do have a bag of coins at home somewhere as well, which I will dig out and add to it!

    Slow and steady wins the race :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Morning Woo, found your diary at last and it's a fab read so far, only on page 2!!
    Funnily enough i've just been making up big jars for all change from 1ps to £2 coins. LOVE those £2 coins :D to go with the envelopes for food and diesel and dog etc etc. Right must get back to page 2 and i was going to do some ironing but i know who's going to win now:rotfl:
    PWD xx
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Polly

    Thanks for your post - the ironing will probably be more interesting though lol!

    Have you got a diary?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    you've reminded me i should have a count up of my penny tin and put some in the bank. Generally it gets saved for arcades on holiday though, but not sure how we'll afford a holiday this year.
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    Hey Woo, I've been away for a few days with work, great to see how many payments you've made while I was gone! Keep up the good work, I'm sure you'll have that overdraft gone in no time :D
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Well done on the payments Woo. I agree with slow and steady wins the race. You have been so many people's inspiration to get debt free and it's all with your small overpayments. It makes people think anyone can do it, better than hearing "I had £1k to put against something", especially as that's what most of us take home a month.
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    PS I haven't read your diary from start to finish, I will now though (not right now, in work but I mean will start it from page 1 lol)
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • I'm on page 18 now Woo, it's great, you are so positive and determined :T:T

    Guess what, i was getting middle child out of the car to go to the Post Office and i looked down to see a 5p coin :jso thank you for making me look down! When i walk the dog i'm normally looking at people's houses so now i'll be looking at the pavements :D
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I think I need to read my diary from the beginning to get some of my focus back, I feel like such a slacker these days!

    Well done on the 5p find :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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