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A journey of a 1000 miles must begin with single footstep....
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I had home made bacon and lentil soup! Yum!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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When will you go sub £10k LT, your on the home straight then
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
ah woo, i'm about to go backwards, in fact i've already started to go backwards. We're having new double glazing fitted, so the money saved for Norbert will have to be diverted to this instead of getting another loan to cover it. i had to draw out the deposit today so should really change my signature but i'm building myself up to doing that.0
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Oh no LT, things could be far worse though at least you have the money there and haven't needed to put it on credit.
I'm sure it must be really frustrating for you. Houses and cars are a major pain in the butt
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
i know! but it's a good decision to make, we may even stand a chance of being comfortable in our own home, maybe not warm but comfortable would be nice.0
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I think they are definitely classed as an essential item, especially with this freezing weather xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I hate altering my siggy if its to go up but will happily alter itto go down, i love my spreadsheet too and lifes all rosey when you follow it
so my ny resolution is to stick to the spreadsheet xx I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
I don't feel christmassy at all, I am struggling with the thought that it's only 18 days away!
All this talk of food as well.....makes me want to raid OH's sweetie hamper stash :rotfl:
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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£100 made on ebay yipeeeeI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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