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A journey of a 1000 miles must begin with single footstep....
Comments
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Wow Happy that is fantastic :jLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
That is amazing happyLoan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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i never feel christmassy usually but really looking forwardd to this one. Feel more in control than I have done in years - the budgeting has forced me to prepare a little earlier than my usual last weekend before xmas dash... i've even taken two days off next week to stay home (unheard of!!!!) so that once tree goes up on monday I am ready to wrap the presents etc. My kids dont know whats got into me!0
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Do you have a real tree EB, I'm not allowed - even though I'm the only that hoovers in our house anyway lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Yes - we get a huge 8ft beast every year, but last 2 years they have shed terribly. I might look into getting fake one next year - I reckon a good quality one that size will cost an arm and a leg though so wont be doing it this year!0
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Wow that is massive! I love the smell of real ones, fake just aren't the same.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I havent even got a tree yet i dont know if il trim up becausse room needs decorating
and tbh il keep it simple lol lol id have to buy all xmas decs etc etc
xxx im not bah humbug but i dont think i can afford to buy lots of xmas decorations
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Asda and Homebase have really lovely but cheap decs. Can get "base packs" for around £5 and then the "posh decs" in Asda are 3 for £3 and in Homebase £1.99 each.
I already had my base decorations in silver but changed my colour scheme for the "posh decs" from pink to white (mainly due to DS lol) and it cost me £25/£30 ish to do a 6ft tree. You don't even need to do the "posh ones" this year, just get 2/3 packs of the base decs and you're off :xmastree:Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
I've had the same decorations for around ten years now, paid for on my Lloyds credit card so I am probably still paying them off lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
lol woo woo probably when you look at it like that or think of it like that it soon puts you off wanting to spend lol xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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