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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Wow Happy that is fantastic :j
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • That is amazing happy :)
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • EB69
    EB69 Posts: 878 Forumite
    i never feel christmassy usually but really looking forwardd to this one. Feel more in control than I have done in years - the budgeting has forced me to prepare a little earlier than my usual last weekend before xmas dash... i've even taken two days off next week to stay home (unheard of!!!!) so that once tree goes up on monday I am ready to wrap the presents etc. My kids dont know whats got into me!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Do you have a real tree EB, I'm not allowed - even though I'm the only that hoovers in our house anyway lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • EB69
    EB69 Posts: 878 Forumite
    Yes - we get a huge 8ft beast every year, but last 2 years they have shed terribly. I might look into getting fake one next year - I reckon a good quality one that size will cost an arm and a leg though so wont be doing it this year!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Wow that is massive! I love the smell of real ones, fake just aren't the same.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • I havent even got a tree yet i dont know if il trim up becausse room needs decorating :) and tbh il keep it simple lol lol id have to buy all xmas decs etc etc :D xxx im not bah humbug but i dont think i can afford to buy lots of xmas decorations :)
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Asda and Homebase have really lovely but cheap decs. Can get "base packs" for around £5 and then the "posh decs" in Asda are 3 for £3 and in Homebase £1.99 each.

    I already had my base decorations in silver but changed my colour scheme for the "posh decs" from pink to white (mainly due to DS lol) and it cost me £25/£30 ish to do a 6ft tree. You don't even need to do the "posh ones" this year, just get 2/3 packs of the base decs and you're off :xmastree:
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I've had the same decorations for around ten years now, paid for on my Lloyds credit card so I am probably still paying them off lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • lol woo woo probably when you look at it like that or think of it like that it soon puts you off wanting to spend lol xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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