We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A journey of a 1000 miles must begin with single footstep....
Comments
-
Have a fab night out enjoy yourself.
Red we will be here for years it's not just about clearing debts, I have made many friends it would be like having my phone taken away not coming on here.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Delighted to hear it HWG!
Enjoy your night WooLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Just caught up with reading all these pages, you dont go on the boards for a couple of days and the next thing is there are loads of pages to catch up on. Reading them is helping with paying off debts as i have a way to go, my debt free day or year should be 2013 which since this is the year i will be fifty, will be the best present i could have, to be debt free since i was in my early twenties. One thing i know once out of debt i will not be going to end up like this again, having you guys around is making this journey easier, keep up with the good work .
Woowoo have a great night out but its to cold for me think i will have a hot bath instead.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000 -
Ok, so this may be totally off topic! sorry! But....
I think I may need to start a diary....in my wisdom of thinking I could save money, I decided that I could bake my sons 12th Birthday cake myself....so far I have ordered nearly £35 worth in "stuff" for it?!?!?! I am sure I could pick one up cheaper!! Grrrr! I annoy myself sometimes! Woop £22 every 5 days reserve here I come:(:(
Wow what a selfish post sorry! lol xxx0 -
It is really heart warming to see that you are still do so well!!!
:beer::beer::beer::beer::beer::beer:
Hope you had fun on your night out and that your interest is sub £70.
:T:T:T:T:T:T:T:T
Also Yum pumpkin pie your spend will not be for 1 birthday cake but for lots of birthday cakes in the future. I rarely buy a birthday cake. My girls and I make them which means we spend quality time making, icing cakes and then cleaning up afterwards:j0 -
Just caught up with reading all these pages, you dont go on the boards for a couple of days and the next thing is there are loads of pages to catch up on. Reading them is helping with paying off debts as i have a way to go, my debt free day or year should be 2013 which since this is the year i will be fifty, will be the best present i could have, to be debt free since i was in my early twenties. One thing i know once out of debt i will not be going to end up like this again, having you guys around is making this journey easier, keep up with the good work .
Woowoo have a great night out but its to cold for me think i will have a hot bath instead.xx
Debt free for your fiftieth will be the present ever, it's a milestone birthday and what a celebration you'll be having!
My LBM was inspired by a friends 47 year old mum who owed as much as me, it made me realise that if I carry on like this I will owe triple by the time I reached her age.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
It is really heart warming to see that you are still do so well!!!
:beer::beer::beer::beer::beer::beer:
Hope you had fun on your night out and that your interest is sub £70.
:T:T:T:T:T:T:T:T
Also Yum pumpkin pie your spend will not be for 1 birthday cake but for lots of birthday cakes in the future. I rarely buy a birthday cake. My girls and I make them which means we spend quality time making, icing cakes and then cleaning up afterwards:j
Thanks Penny, it actually feels real now that I will at some point, hopefully in the not too distant future, be debt free x
Yum - Penny makes a good point, the initial outlay has been expensive, but just think of all those yummy cakes you will get to eat!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
How was your night out Woowoo? I hope you had fun! Can't believe you missed X factor0
-
Well I only have £2.20 left from my £30, but at least I didn't spend my emergency tenner!
My head hurts and I am kind of deaf this morning! I found my shoes on the kitchen table when I got up?
Time for another cuppa I think, before shower and dog walk!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Also Yum pumpkin pie your spend will not be for 1 birthday cake but for lots of birthday cakes in the future. I rarely buy a birthday cake. My girls and I make them which means we spend quality time making, icing cakes and then cleaning up afterwards:j
Ah this is true actually! I have juggled some things this morning which hopefully will stop the OD charges. I really did need the stuff I guess as I want to make lots of cakes and things over Christmas which should save money as well...:j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards