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A journey of a 1000 miles must begin with single footstep....
Comments
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Well done on your new total LT, we will very soon be under £10k, I'm aiming for Feb.
I can understand your frustration at not being able to pay your parents back early xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
only on MSE would someone get annoyed at not being able to pay back an interest free loan early lol how things have changed in my life.
I've applied for the Halifax CC which gives you £5 a month if you spend £300 each month. I usually spend this (and clear it monthly) on my Adsa card but now i'm panicing that i've been stupid applying for one. Got a message about hearing from them within 10days which has convinced me that the answer will be no and i've never been rejected for a CC before.0 -
I'm not sure we will make it yet but im going to give it my best shot, I'm not very patient. I guess your right about the face and I may change it once i have had a play with the spreadsheets when i get some time.
Keep up the good work LT you are doing fantastic, we will be inviting you to our DF party that we are hoping to have Christmas 2011 we will have all the posh stuff virtual champagne, virtual fireworks we may even get Red's DH to bake us a virtual DF cake
Now that is a cake I would LOVE him to bake!:DLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Well Done Ms Woo! Must be a great feeling!
I will miss you guys when you 'leave' next year!
PS I bought an Xmas pressie yesterday!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Good Morning all
Wow Lemon Tree you've done so well :T. I never cease to be inspired by the long haulers and people who have 'larger' debts, I think I have feen quite focussed over the last 5 months but it took me ages to get to that point and I am quite sure I could never have been as motivated as you guys early on, you are all such an inspiration
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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REDMADCURLS wrote: »Well Done Ms Woo! Must be a great feeling!
I will miss you guys when you 'leave' next year!
PS I bought an Xmas pressie yesterday!
We'll still be here supporting everyone Red.
Well done on getting a Xmas present, I thought you would hold out till Dec lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
So did I but saw a cute pressie for my neice, thought of you and HWG and decided to bite the bullet!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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See we are a good influence LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Oh indeed you are!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I have £29.50 to spend tonight and Ive already paid my share of the vodka. I have an emergency tenner stashed in my purse just in case for the taxi home. Would like to report back tomorrow total spend £20, but we'll see!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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