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A journey of a 1000 miles must begin with single footstep....
Comments
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Your OH can see how hard your working to clear things though Jody.
Went to the Ann Summers Party, didn't spend a penny and had a good giggle!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done on not spending, dont you always feel obliged to buy something at these partiesMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
It was hard but I just kept looking at the floor! I even refused to buy the strip of raffle tickets for £3, what a rip off!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I bet a year ago it would have been a bit different, been thinking tonight this time next year thing should be slightly different for us both cant imagine how it will feel 3 paydays away from DFD just hope i dont relax my ways.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I can't afford to relax for the next 15 months lol, but it will so be worth it!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Great news on the transfer Woo! :j
I am so sad, I get as excited as if it was my own transfer!
Does anyone wonder about that? HWG saying about relaxing. I have wondered that when looking at my snowball and stuff. Right now I find it quite easy (well not easy but you know what I mean) to throw £800 plus at my debts a month as the figure is so high I feel I need to. Does anyone wonder if it will be as easy to do that when the debt is say only 4 or 5K?Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
I think that the excitement of being so close to the end will see us through Bec's.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Think your right actually Woo.
Knowing how impatient I get I'll probably speed up even more towards the end as I'll want to be DF and I'll want to be it NOW!
Sure you guys would kick my backside if I slipped at the end anyway xDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
You will be motivated at £4/£5k cos I'll be here kicking your Butts!! :rotfl:
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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I bet a year ago it would have been a bit different, been thinking tonight this time next year thing should be slightly different for us both cant imagine how it will feel 3 paydays away from DFD just hope i dont relax my ways.
Ahhhhhhhhh I can't wait until I'm this close!Great news on the transfer Woo! :j
I am so sad, I get as excited as if it was my own transfer!
Does anyone wonder about that? HWG saying about relaxing. I have wondered that when looking at my snowball and stuff. Right now I find it quite easy (well not easy but you know what I mean) to throw £800 plus at my debts a month as the figure is so high I feel I need to. Does anyone wonder if it will be as easy to do that when the debt is say only 4 or 5K?
I worry too, that it will be too easy to just relax and spend more on myself knowing how much I've cleared and how little the debt is, having been used to owing over £20k for such a long time! Still, hopefully we'll all still be here to help eachother over the finish line
Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0
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