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A journey of a 1000 miles must begin with single footstep....
Comments
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And Santander must have heard me yesterday - I got a letter from them when I got home from work yesterday - of course it was a NO! :rotfl:Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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Their ears must of been burning yesterday! Can't believe it took them that long to respond though.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I must be getting jaded - cause I can believe it!
Just wondering after hearing all these horror stories about them how easy it's gonna be to get my £100 switching money out of them next month?
Glad I didn't switch my salary to them too, so at least I can switch back very easily!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
If they don't pay up, make sure you go into a branch and create hell until they hand it over!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done on BT honey and you are so much better off without Ricardo in your life, trust me!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I have been staring at my spreadsheets since 8.45 a.m this morning, have managed a bit of filing in between, but mostly just staring at the numbers!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
REDMADCURLS wrote: »Well done on BT honey and you are so much better off without Ricardo in your life, trust me!!
True Red, I ditched him at the begining of my journey and didn't really want him back in my life!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
May next year will be easy for you im sure, what will you have on your card after payday ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I'm not sure without my spreadsheets here to check, but I think £4850 ish.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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