A journey of a 1000 miles must begin with single footstep....

Woowoo

We will all be kicking each others butts all the way to the end Adam don't worry!

Woowoo

Have just updated my spreadsheets, based on the current level of interest I am paying, my last payment on the Lloyds card will be in July. I need to knock two months off this and make the last one May.

Kepp

How much money do you need to find to knock that 2 months off Woo?

Woowoo

£1000, rather a lot!

Kepp

I reckon that's do-able - how much is that per day?

EB69

I think this is an amazing little forum and cannot believe how easy this week has been - I actually picture you guys before I buy anything - ANYTHING - and think of how I will explain/justify it (even my extra banana yesterday came under scrutiny!). My worry is that at the moment it is all very new to me and I will get bored, so I must ensure that I stick with this to the end. Then I intend to never use credit again.

Woowoo

Not sure, but its an extra £125 per month. Obviously as this interest drops, so will the extra to find. I reckon I will do it somehow!

Woowoo

EB69 wrote: »

I think this is an amazing little forum and cannot believe how easy this week has been - I actually picture you guys before I buy anything - ANYTHING - and think of how I will explain/justify it (even my extra banana yesterday came under scrutiny!). My worry is that at the moment it is all very new to me and I will get bored, so I must ensure that I stick with this to the end. Then I intend to never use credit again.

Well make sure you stick with it to the end, besides debt busting actually becomes quite addictive so its not as hard as you might think!

Kepp

Woowoo wrote: »

Not sure, but its an extra £125 per month. Obviously as this interest drops, so will the extra to find. I reckon I will do it somehow!

I think you can do this! You do seem to really be able to squeeze your budget.

Maybe you could start a little tally thing then each extra payment you send could be 1p/£1,000 as you can along to see how close you are getting?

I'm sure by May it will read £1000/£1000 x

Kepp

EB69 wrote: »

I think this is an amazing little forum and cannot believe how easy this week has been - I actually picture you guys before I buy anything - ANYTHING - and think of how I will explain/justify it (even my extra banana yesterday came under scrutiny!). My worry is that at the moment it is all very new to me and I will get bored, so I must ensure that I stick with this to the end. Then I intend to never use credit again.

Agree with Woo!

You will get addicted.

You will also get the inevitable down moments when you get fed up with it all - just come on here and we'll do our best to cheer you up.

I think the fact I update my spreadsheet every week day and check in here every week day keeps me focused.

On weekends I don't look at my spreadsheets or come on here (sorry guys) but that makes me feel like I have time off from debt-busting as it were, just so I don't get overwhelmed with it all.