Thats another fine mess I got myself into

REDMADCURLS

SNOW DAY!!!!!!!!!! I live in a rural area and we have a good 3" - no papers or milk delivered to shop yet!

However it is boss' 40th bday and I have the cake!! Boss is also snowed in. We are going to wait an hour and see - as you know it can disperse as quickly as it falls.

PAY DAY - wow - missed two loans and two cc so will get them sorted today and stop the bl00dy phone ringing. Mortgage comes out of fixed rate this month so thats £200 extra to throw at bills. Hopefully ebaying will cover the money put to arrears and we will be good to go this month, well that is the plan!

If I dont make it to work at all, may just give VAT return ready to go on Monday. Mr RMC will not get out to do deliveries this morning, just means he will have to work extra hard tomorrow. As much as he is not good with money, he does work hard, very hard but then which self employed person doesn't!

REDMADCURLS

Just call me rich biatch!! £30 of diesel today - how very decadent! Plus cigs (20) plus lotto tickets - £38

Then to M&S and got boss flowers and card for her 40th - cost to me £5
Gave colleague my share of pressie - £5
Out to tea with team - £20

So today was a big spend day but also payday and the snow has completely gone - how weird

Off to pay o/s debts and some cc - watch pay disappear in less than 1 hour

REDMADCURLS

GGGGGGGGGGGGGGGRRRRRRRRRRRRRRR

A&L bounced ddm this afternoon - money in account this morning at 7am - I HATE THEM

brizzledfw

Feel for you RMC really do..thats really really carp...BUT it will get better..we promise!!!!

Herewego

Hi RMC,

Just popping in for a slice of virtual cake now i know you have some.
Think positive you have paid your bills today,have you phoned A & L about your ddm.
Waiting for my wages and DH wages to go in overnight we will be so rich for about....................7 hours then i will get up and pay all the bills,easy come easy go then its back to counting down again until the next one.
Hope hubby got out in the end so he doesn't have to work so hard tomorrow.

REDMADCURLS

Herewego wrote: »

Hi RMC,

Just popping in for a slice of virtual cake now i know you have some.
Think positive you have paid your bills today,have you phoned A & L about your ddm.
Waiting for my wages and DH wages to go in overnight we will be so rich for about....................7 hours then i will get up and pay all the bills,easy come easy go then its back to counting down again until the next one.
Hope hubby got out in the end so he doesn't have to work so hard tomorrow.

They would laugh at me if I phoned, my charges pay CEO bonus!!! But I am thinking of sending them a 'hardship' letter. Would truly close the account if I had funds to clear o/d. Can't even move to another bank because I NEED the o/d and doubt another bank would give me one now.

Yes do have some apple and cinnamon pie - it is yummy, or perhaps some rhubarb and strawberry (also good)

Come easy - go easy - indeed

REDMADCURLS

Does any one ever have days when -

JUST COULD NOT BE ASSED

BEAT_THE_DEBT

Come on red chin up you can do i? Have you ever tasted stawberry and champagne pie? Yum yum.xxx

REDMADCURLS

LOL - now do you really think we can afford champagne - maybe 1 drop per hundred pies!!

I just hate A&L and already less than 24 hours after payday I dont have money to pay bills end of next week - and Mr RMC is working his little fingers to the bone and still we are in carp - moan moan moan

moo2moo

It does get better. Its getting your head around the fact that you can't afford to do anything for quite some time that takes an awful lot of getting used to. Tea out with your team is a very nice treat but thats also a weeks grocery money for two. Its a very depressing balancing act but one that does eventually get easier or at least more normal and eventually you do reach a point where you can afford to overpay all your debts and have a little bit of fun too. It takes a very long time to reach that point though and you do have to be very ruthless with yourself along the way.