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Thats another fine mess I got myself into
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Moo2Moo - every morsel of food stuck in my throat and for anyone else I would have excused myself but I have the best boss in the world and that £30 was worth it (well I know it wasn't because it should have gone to debt, but to see her so happy (she has alot of issues at home at the minute) and to show her how much I appreciate her - it was priceless!
However it will be my last outing for a while, (a long while)LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Today I am going to SORT IT! (my life and debt!) I can take no more of paying A&L and will write to them accordingly!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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HE used the bl00dy credit card to the tune of £900!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Why do they do that, do they think we wont see it on the statement when its left for us to pay. I know what you mean as when i updated my spreadsheet today my DH has done the same I was thinking a dent has been made in the debt but its only a scratch.
£900 what has he bought ?
Remember positive thinking have you written that letter ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
He paid business debt because people were chasing him on the phone and he 'forgot' to tell me!!
Letter to A&L - I am getting to it after I have written to cc telling them they should not have rate jacked us!!
Sorry to hear you got the same 'news' as meLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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What can I say MEN we love them really
I must get into letter writing I have some old charges to reclaim only about £280 but i need it more than Mr Lloyds TSBMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Man oh Man - Men is right!
My Auntie found my diary on here last night (she already knew about my total debt, only person I told) and if she is reading this now, she will know that I am losing the plot!
Wonders - If I kill him, and go to jail - what happens to my debt?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi, just thought I would pop in and say hello, i have just read through your diary from start to finish and want to say well done for what you have achieved so far. It is one bloomin hard slog this debt busting business and I for one haven't quite cracked it yet!!
If okay, I will join you for the ride.
(ps I would ordinarily join in the 'men' rant, but OH has been working since 3am this morning and is still not back, so I couldn't bring myself too!!)The good you do comes back to you.DFW Long haul supporters No: 1340 -
Ruby - thanks for reading, you caught me on a particularly bad day today.
I know what you mean about OH and not ranting - mine works very hard but just does not seem to GET IT. I have ranted for the last hour at him for spending but I think I may just have got thru that he can't spend 9p never mind £900 without a full discussion!!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Sorry to hear about your OH helpfully paying for things. It is sometimes like talking to a brick wall when it comes to money and men!
I fear that yes you would get quite a long time if you kill him............... and you could go bankrupt......brighter side and all that :rotfl:1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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