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Thats another fine mess I got myself into
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BEAT_THE_DEBT wrote: »Hi Red they can take your money but they cant take your sence of humor eh? What is your shortfall each month?x
HEY STRANGER
Crossed posts - just said £750 minimum which is not a lot to take as a wage and we could afford for him to take twice that (he probably already does, it just goes to panic bills and emergencies!)
As I have said many times before, the lack of regular money is the main problem. This also is the most stressful part because then I get in a panic and frustrated and upset.
So maybe girls you have helped my find my major toxin! Its the irregular income stress!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi Red
Hopefully life will get easier once you have cleared the business debt and if you can then start taking the £750 at the beginning of the month that would eliminate a lot of the worry that comes with the juggling.
I think 2011 will be your year xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Awh bless Woo - thats very kind of you!
Of course, 2011 WILL be YOUR year - roll on July! (But it is going to go much sooner than that!)
Who is next on your hit list!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I don't think I will manage to clear the Lloyds card by July, unfortunately I will be about £2k short I think, not worrying about it though as you never know what good luck might come your way.
Then after that it's my £2900 overdraft, also with horrible Lloyds.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
And then you and laborious Lloyds will be no more
Ebay Central here today - but don't think there is much point starting until this evening. I am going to step away from my usual - 'everything on for 99p and see what it does' style and list stuff at the minimum I want to get for it.
So far I have 9 bids making total of £28. I have 18 things ending today and I want £5 for each of them - big ask but have put it out there!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Laborious Lloyds, I like that!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Took me a while to think of it, but so do ILBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hope the listing goes well.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Could someone please ring a loud bell and waken all those lovely people who buy stuff on ebay - I need bids please!!
Ok in the new spirit of cosmic ordering..................I would like VAT payment tomorrow please.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi RMC, I have just read all of your diary in two sittings, and have been fantisizing about apple and blueberry pies with piping hot custard!! I love your writing- really funny and very readable, and I think we must do a similar kind of job- I'm not a qualified social worker but I do social work.
Hopefully once you have caught up with the business debts, you will be on top of the income- you have cleared a great big chunk off your debts already since the start of the diary! xx0
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