📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Thats another fine mess I got myself into

1192193195197198301

Comments

  • I am having great difficulty working out how Santander manage their accounts - I have three different balances showing on my account, none of which tally with my spreadsheet!

    And I HATE that they don't show DD's due tomorrow like Absurd&Ludicrous used to (need to be careful, I nearly complemented them!)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I am having great difficulty working out how Santander manage their accounts - I have three different balances showing on my account, none of which tally with my spreadsheet!

    And I HATE that they don't show DD's due tomorrow like Absurd&Ludicrous used to (need to be careful, I nearly complemented them!)

    Must admit, I've found it difficult to get used to A&L's setup since The Big Switch: I find that getting into the account is more complicated than HSBC, and a few days ago I paid some money directly from my account to my CC and it's taking FOUR days to get there: I've never had an online transaction take so long in my life! :eek:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Morning

    Pickle - I too am having great difficulty in understanding why some payments take longer - plus Santander are not part of the faster payments scheme apparently.

    So back to work this morning - God knows what chaos I am walking in to................

    Another payment - the biggie - that lets me pay the biggest bill, sadly only £250 comes of debt but it is still something.

    Hope you all have a great day!


    PS Got a bid on ebay already - 99p richer!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    99p is better in your pocket than theirs!

    Hope the workload waiting for you wasn't too massive x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Just as we thought the Absurd & Ludicrous saga was coming to an end... access to A & L finally restored, but had applied to first direct 24 Aug, text message received 31 Aug, 1 Sep all set up! However, husbands salary not gone into A & L as usual so unexpectedly overdrawn yesterday. Will not be paying charges, their fault for chanhing account numbers "you don't need to do anything" blah blah blah b*****cks

    Good luck with ebay, I've only ever browsed briefly, might pick your brain for advice later and see what we can sell.
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    well done for the ebaying, my hat is once again off to you.
    bah humbug to the thin pastry, maybe the cost should be docked from BIL's wages.... harsh moi???? :)
  • Still can't work out how A&L work! Three diff balances showing tonight too and I have no idea what this £11 is for.

    LT - Trust me I wish I could dock his wages - just call me Bob Cratchit!

    Work was ok - discussed 18 cases with 10 diff people - bit over info overdrive but was exactly what I expected!

    Sold 3 items on ebay - £14.61 - only another £185.49 to find LOL
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Great news on the eBay sales Red.

    Did your toes last the day ok?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    Still can't work out how A&L work! Three diff balances showing tonight too and I have no idea what this £11 is for.

    LT - Trust me I wish I could dock his wages - just call me Bob Cratchit!

    Work was ok - discussed 18 cases with 10 diff people - bit over info overdrive but was exactly what I expected!

    Sold 3 items on ebay - £14.61 - only another £185.49 to find LOL

    Hi.
    I am having the same issues with Abbey- now Santander. I always seem to have 10 or 20 pound astray that I cant account for. Then it turns up again mysteriously. Last week it was £75 :eek: that I couldnt balance for 2 days. Then a transaction wend through and the balance went back to what I expected it to be. Wrote about it on my diary because I thought that I was losing the plot.
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • pania
    pania Posts: 8,258 Forumite
    morning girls! red hope the first day back went well and the wee toesies behaved themselves!

    ladies it isnt only santander although dont get me started on them.... barclays are the same, at the moment i am over £80 adrift and it takes days and days to show card transactions, but i've been paying by cash so where on earth is it!! I feel your pain....

    Have a good day all.... Smelly P needs to shower then get to work.. byeeee!! xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.