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Thats another fine mess I got myself into

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thats a great way to think of it HWG

    Wouldn't it be great to be able to over pay mortgage by 50% a month - that would make my payment about £1300, would be MF in no time..........

    I very much look forward to the day of no debt or overdraft and then over the rainbow...................no mortgage!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    £2k a month is fabulous.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thank you LT!

    Next month I need to pay out £3800 on business, but £1600 is a bill that is due and therefore not strictly speaking part of 'debt bust'.........which is going to make thinks tough indeed but I will perserve and see how I go!

    I look forward to being able to pay less business debt and more personal debt and then I shall be able to see the fruit of my hard labour because snowball will then kick in and the soul destroying interest will start to reduce, hopefully - but thats all for 2011!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    edited 31 August 2010 at 10:34PM
    Thank you LT!

    Next month I need to pay out £3800 on business, but £1600 is a bill that is due and therefore not strictly speaking part of 'debt bust'.........which is going to make thinks tough indeed but I will perserve and see how I go!

    I look forward to being able to pay less business debt and more personal debt and then I shall be able to see the fruit of my hard labour because snowball will then kick in and the soul destroying interest will start to reduce, hopefully - but thats all for 2011!

    Reddie, looking at how the business figures have reduced for you both, I think you'll be kicking Ricardo's beehind in no time at all.

    And Reddie, I'm SOOOOO excited about my assessment! :j Not the assessment itself, you understand, but the job that might have my name written all over it! :D

    OK, no more white wine for Pickle. :(
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    2011 going to be an interesting year for us all. I get rid of my interest bearing loan , then just down to the mortgage and loan from bank of mum and dad (who don't want to be paid off as quickly as i want to pay them)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Lemon_Tree wrote: »
    2011 going to be an interesting year for us all. I get rid of my interest bearing loan , then just down to the mortgage and loan from bank of mum and dad (who don't want to be paid off as quickly as i want to pay them)

    Lemony, do you have a diary? I went looking for it, but could only find a pretty old one. :(
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Gosh LT you are doing fantastically well - 2011 could very well be YOUR year!!

    Picklelodian - I can feel your excitement from here and have all my fingers and toes (even the sore ones) crossed for your!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi Pickle, i've never had a diary, at least i don't remember having one. Feels too late now, and i'm too boring anyway. Though come to think of it you could have followed me through a job change, meeting a fella, marrying him, struggling through a couple of reorganisations at work, and getting the debts down. Just a walk down the typical MSE'rs pathway of life :)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Picklelodian - I can feel your excitement from here and have all my fingers and toes (even the sore ones) crossed for your!

    Oh bless you, Reddie...uncross those sore ones and be kind to them for a while longer: the crossing will not help their cause.

    And as for Pickleodian...you have no idea! :rotfl: I am SUCH a kid...there's no way they should be able to consider me for the job I've applied for as I'm evidently too young mentally! ;):D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Lemon_Tree wrote: »
    hi Pickle, i've never had a diary, at least i don't remember having one. Feels too late now, and i'm too boring anyway. Though come to think of it you could have followed me through a job change, meeting a fella, marrying him, struggling through a couple of reorganisations at work, and getting the debts down. Just a walk down the typical MSE'rs pathway of life :)

    Lemony, there's no such thing as 'typical', and if at least you are happy, then I'm very glad for you. :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

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