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Thats another fine mess I got myself into

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Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    Red please be carefull about your poor tootsies.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LMAO - my toes are boring me now, I really think I might go back to work tomorrow, if not then...............definately Thursday.......I have too much time on my hands!!

    Typical life of an MSE'r - crazy, mad, dramatic, and fun!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning Red

    Back to work today?

    Can you believe September is here already, I'm already thinking only 3 weeks till pay day!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    No still not back but don't care if it is dropping off tomorrow - to work I go!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Happy September Everyone - I think this along with May, is my fav month!

    So my challenges for September:-
    a) shopping less than £150 - I can't call it a budget because I don't have the money to put to one side, just have to go with the flow.
    b) have no late payment charges! (which will be a first) This will be by me not jumping to pay what I can as soon as money hits the bank and actually thinking about what I need to do!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I love September as well, especially when I walk the dog early in the morning and the suns out and the grass is covered in dew lovely. It feels like Autumn is on it's way, not sure why I get excited about that though!

    A good couple of goals for September, especially the no bank charges one which must really get you down x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • pania
    pania Posts: 8,258 Forumite
    morning petal... since i was given negative feedback by some woman for doing absolutely nothing wrong i have binned ebay and all who sail in her!!! some of the buyers want something for nothing and want it NOW!!! grrr.

    good luck with it and fably welldone to that debt busting. my debt has stood still for best par of a year now despite me paying out loooaods per month, (got caught in the payday loan trap.. out of it now!) so you are all outting me to shame a bit! time for me to kick yer butts me thinks!! :D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Ebay does suck, I got neg feedback once because she 'forgot' to read the description!!!!!

    Debt standing still is not so bad, as least its not getting any higher! God bless us if you kick or butts with your quickly forming buns of steel!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Right - plan!

    I need to knacker myself today as I need to sleep well before going back to work tomorrow........so

    I am going to attack ebay room - that means photographing at least 50 things but before I do that I need to iron most of them and get some order into the room.

    Football is on 19th - hotel booked and paid for. We have some Euro left but we also need to find E140 for the tickets (robbing creeps put the prices up for the final!!) Obviously I haven't budgeted for this event and so ebay must pay for it - that means I need to have everything sold by 12/09 - thus need to get finger out as I need to make at least the price of the tickets - so target is £150 (ugh)

    I will photo today and list 10 a day from now until Sunday.

    There, now I have said it so I have to do it!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Get snapping Red, you can't do it!

    I'm glad your going to watch the final, it's too good an opportunity to miss.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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