Thats another fine mess I got myself into

REDMADCURLS

I am really not sure if it is allowed but thats what they do...........LOL and I bet they add the payment after the interest is added for the month!!

DH gone to lodge to A&L so dd's covered for this week too! But its not looking all rosy in the garden as we have major expenses this month and as yet no way of paying them. Last week that worried me, now it makes me laugh..............or maybe that's hysteria!

Am trying to decide what to do today...............need to do my Mrs R (2 hour clean) but can I be assed?

Woowoo

Great news on the £75 refund from Barclays Red and big cheque day so a happy Saturday for you.

Your poor toes driving all that way, you should rest them today and skip the housework!

REDMADCURLS

Thank you Woo - I should but then we will live in a dirty house because DH can't see dirt!

Need you to go for a walk for me...........I need 20p to be able to 'lodge' a full bag to my Xmas savings (which are hidden behind the cupboard)

Woowoo

Lol I will keep my eyes peeled when I take the dog out later!

My OH can't seem to see that the bathroom needs cleaning today!

REDMADCURLS

DH just back from shop, he did more with £10 than I could to do so 10 out of 10 for him!

Most importantly he brought me 20p change so bag closed and 'hidden' - £14 for Xmas done!

I think I am going to start buying gifts because otherwise another use will be found for the savings and I will have a panic at Xmas. Plus I have 4 family bdays before Xmas including my brothers' 40th!

Woowoo

Best to convert the cash to presents!

Have you got a big family Red? I have a younger brother and sister, both 100% better with money than me!

REDMADCURLS

I have same as you Woo and two neices, a BIL and brothers' g/f but we have limit of £20 per person! (so from DH and I thats £40)

We also have 3 neices and their 3 children to buy for - have tried to end that but to no avail.

We also exchange 'tokens' with SIL and BIL

The rest I stopped buying for!

And of course, there is the secret santa in work

Does it ever end???

Woowoo

I'm lucky that I don't have to buy for any nieces, just 2 Godchildren and a couple of friends, have a budget of £250 and I'm not spending a penny more this year, in fact I would rather get it down to £200!

I refuse to do the Secret Santa at work, I wish it had never been invented!

REDMADCURLS

It is a pain, but also good fun seeing what you get. Last year I got a pair of pink babies wellies and a farmyard 'cut and stick' book.................thats because my colleagues tease me because I live in the sticks!!!

Every year I end up spending more on everyone because a) I get carried away and b) I panic. My neice, 12, loves 'lots of little small things' and by God they add up. I need to get onto freebies and start collecting some bits for her.

I am most concerned about brothers' 40th - I have no idea what to get him. I asked yesterday and he said 'get me a new window' He wants to replace his windows and thinks we could all buy him a window each. Great MS idea but what a crap 40th b/day pressie!

taxi73

just catching up and everything same as usual.
bills bills and more bills but great news on clearing £2k p/m thats fantastic.
Good luck with ebay