Thats another fine mess I got myself into

pania

Yay!! a positive comment in amongst the sadness. you go girl!!! x

Herewego

Oh yes you will i am sure of that.
Hey its only money no one had died and you are doing something positive about it that corners coming and you will turn it, when I have my wobbles i always forget this.

REDMADCURLS

pania wrote: »

Yay!! a positive comment in amongst the sadness. you go girl!!! x

Sure what can I do now but get over it!

Herewego wrote: »

Oh yes you will i am sure of that.
Hey its only money no one had died and you are doing something positive about it that corners coming and you will turn it, when I have my wobbles i always forget this.

I know, we all do! My mum always says the only problem you have is death, everything else can be changed/managed/got over!

REDMADCURLS

And in true diva style I am now drinking CHAMPAGNE!!!

Talk about 'Let them eat cake'

We had no alcohol in the house except for this and I really needed a little glass of something to steady my nerve (any excuse)

REDMADCURLS

I am still trying to work out the ramifications of this blip and just cant

But I am going to have to go thru next month's budgets with a fine tooth comb and make sure I am paying very minimum I can so I can give myself a chance to get on top of this and not be down to the bottom of the barrel each month. I need to create a breathing space for emergencies. And of course by doing this I am reducing o/d interest charges.

All the money I made this month from ebay/amazon etc is going to be eaten up by charges but at least I am not adding to the debt.

Will get DH to call business bank tomorrow and see what the story is...............maybe they can give us an extension for a week adn then we will be out of the proverbial (for a day or two at least)

REDMADCURLS

Sorry I am rambling now but I need to get this stuff out of my head and this is the 'safest' way.

I can't wait until I can write my diary about overpayments and reducing debt as opposed to this whinging and throwing my toys all over the shop!

scotdebs

LOL loving the champagne approach:beer::beer: seriously will probably do you the world of good

I know exactly where you are coming from in the frustration to keep your head above water we have 2/3 very tight months ahead where we will do well just to stay in overdraft limits so it is going to be Dec before I can even think about making overpayments. My plan is to ebay what i can 50% save 50% overpay and just make sure that the debts dont go up ...before I know it Illl be making random payments all over the place:rotfl:(who would have thought I would be so happy to give my money away)

xxxx

Woowoo

Hi Red, how you feeling this morning, not hung over from the champagne I hope? x

REDMADCURLS

Well when it rains it pours, both £800 chqs have bounced! So MASSIVE charges incurred now! But what can I do, nothing. So no point in losing it is there.

LOL only had one glass of champagne and eventually fell asleep.

Talked to DH about DMP, he is so against it............saying we have come this far and we are on the up (which in reality we are). Our credit rating is completely shot and I considered that it would make no difference now. He, rightly, said that missed payments would not be the same as the impact of DMP.

So another day begins, please jiggle your beads that the postman brings gifts!

Woowoo

Oh no do you not just get a one off fee for each cheque?