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Thats another fine mess I got myself into

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  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thank you Taxi

    It is so frustrating waiting for money and I feel such a failure for letting this ever happen - I can blame no-one but ourselves for this mess and as hard as I try to climb out of it, I keep getting dragged back down again in this unforgiving mess.

    DH has the right attitude - he just said 'well there is nothing we can do about it, sh*t happens, and it will be fine by the end of the week!" - wish I could be so easy going

    I am ebaying my life away, have done free bingo all day and not won a cent, sent all my other CD's/DVD's etc to MM and still it doesn't work

    Chq bounced, missed CC payments - damn this
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Come on Red, go throw something and then get even! Next month will be better as you will be more prepared for it.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • At least you know you've tried your best.

    Lets hope tomorrow brings some juicy cheques xx
    Slimming World: 1stone 11lbs lost in 11 weeks
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I know it is totally unhealthy to wallow and I need to get under this rather than get over it.................I need to stop this happening as it is making me so very very stressed.

    I am so frustrated...........I seemed to find life easier when I had my head in the sand...................now its just exhausting!

    And is it me, or do I really have no luck!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    red, just think of how many cheques would have bounced a few months ago before you got control of the finances. It takes time to get thing completely turned around even when you have your OH completely on board so don't feel bad if it hasn't completely happened yet, you're still training your OH and you've got big companies to go up against as well.
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you get chance have a read of Memory girls thread. Sorry don't know how to do links. Stick with it especially near to the end. Very, very inspring. Not that Hypno's isn't of course.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    sorry to hear it all feels bad at the moment but your DH is right nothing you can do about it...you have tried your best and you can't do anymore about it.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I am just trying to work out who bounced the chq - and what the reprecussions are going to be - meanwhile my head is pickled!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Aww hugs RMC- it will get better. x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Just had an argument with DH - simply because I am totally stressed as there is nothing I can do about this situation! Not his fault either!

    It is so frustrating waiting for money to come in - we are owed £3000 and by the time next week ends, it will all be paid! I could scream!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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