sj`s diary

savingmummy

Well I thought I`d return after a long break - Time flies by can`t believe I`ve not been on here since January!!


I`m debtfree still


BUT scared, scared I`m going to slip so I`m back so I can keep on track and out of debt.


Christmas is nearing (I know its only July but trust me I have no savings for Christmas so need to start planning ahead LOL!)
I know if I leave it late I will be stupid and rely on those nasty catalogues!!


DH`s car just scraped through the MOT yesterday, we need to start thinking about replacing it. Its wrecked to be honest, so many issues with it its not even worse repairing - That will cost loads too!!