Some advice needed

Pollycat

Personally, Steph, regardless of how much I loved someone (and to be honest, from some of the things your posted I'm not sure of the strength of your feelings for this guy - you even talk about getting married but only being together at the weekends) I wouldn't move in him with or marry him unless our living and financial arrangements were clear-cut - and your potential living/financial arrangements are very far from being clear-cut.

But maybe I'd have felt differently when I was younger.

Stephb1986_2

Both of them are on the mortgage could he not sign a deed of anulment and sign the mortgage over to his dad?

Oldernotwiser

Stephb1986 wrote: »

Both of them are on the mortgage could he not sign a deed of anulment and sign the mortgage over to his dad?

He can't just sign over a mortgage; the provider will need proof that he can afford the repayments,which he obviously can't.

iamana1ias

Stephb1986 wrote: »

Both of them are on the mortgage could he not sign a deed of anulment and sign the mortgage over to his dad?

Doubtful. If you were a mortgage lender would you trust your FIL to pay?!

Stephb1986_2

iamana1ias wrote: »

Doubtful. If you were a mortgage lender would you trust your FIL to pay?!

NO I wouldn't trust him with a dead hamster never mind anything else. :rotfl:

Person_one

Oldernotwiser wrote: »

He can't just sign over a mortgage; the provider will need proof that he can afford the repayments,which he obviously can't.

The mortgage lender's won't let someone off the hook who is working and keeping up with payments when the alternative is someone who isn't working and has massive debts. Why on Earth would they? They want to protect their investment and your OH did sign and commit to it.

Oldernotwiser

I think you summed up your fiance well on an earlier thread, "He might be a bit dumb sometimes and doesn't think before he says or does something".

Seems to be the root of the problem here!

iamana1ias

Stephb1986 wrote: »

NO I wouldn't trust him with a dead hamster never mind anything else. :rotfl:

Then you may need to start looking for a slightly cleverer OH

Stephb1986_2

You lot seem like a decent bunch of people but would any of you steal from your own kids?

Like this I bought my OH one of them money jars that counts the money as you put it in when we've come to cash in the money it said £132.54 or something like that it was £30 short how do you work that out. Stealing money is the lowest anyone can go in my book.

JBD

Stephb1986 wrote: »

How could he be ripping off his own dad when he pays all the bills and by the look of it doesn't have a leg to stand on if his dad doesn't sign the house over?

I didn't say he would be ripping his Dad off, did I?