unenforceable credit card agreememnts

tobymush29

I'm a chancer and a theif???? No just someone like many others who got into debt like many many others took advice from this site which didn't work we will all learn. I will eventually clear off the debt without the help from this forum!! Ps to the two cyber warriors in the last two posts we can all hide behind a pc/laptop and laugh at other peoples misfortunes!!!! Very mature & brave

A_nice_fellow

tobymush29 wrote: »

I'm a chancer and a theif???? No just someone like many others who got into debt like many many others took advice from this site which didn't work we will all learn. I will eventually clear off the debt without the help from this forum!! Ps to the two cyber warriors in the last two posts we can all hide behind a pc/laptop and laugh at other peoples misfortunes!!!! Very mature & brave

I would quite happily laugh at you in real life.

This is not, in your case, misfortune. I have every sympathy for, say, someone in apparently stable employment who loses their job, borrows money, is unable to find another, ends up in a debt spiral etc etc.

That isn't you though, is it?

tobymush29

A_nice_fellow wrote: »

I would quite happily laugh at you in real life.

This is not, in your case, misfortune. I have every sympathy for, say, someone in apparently stable employment who loses their job, borrows money, is unable to find another, ends up in a debt spiral etc etc.

That isn't you though, is it?

Was you bullied at school???is this how you get your kicks by slanting people off via Internet forums,like a said before very brave & I doubt you would laugh at me in real life I very much doubt that!! Now go on go for your dinner your mother is calling you!!! Mr bates

A_nice_fellow

tobymush29 wrote: »

Was you bullied at school???is this how you get your kicks by slanting people off via Internet forums,like a said before very brave & I doubt you would laugh at me in real life I very much doubt that!! Now go on go for your dinner your mother is calling you!!! Mr bates

Don't try and turn me into the bad guy here

tobymush29

Hey all I asked for was advice and in return got abarrage of abuse

BLT_2

tobymush29 wrote: »

I'm a chancer and a theif???? No just someone like many others who got into debt like many many others took advice from this site which didn't work we will all learn. I will eventually clear off the debt without the help from this forum!! Ps to the two cyber warriors in the last two posts we can all hide behind a pc/laptop and laugh at other peoples misfortunes!!!! Very mature & brave

Before you throw a tantrum, no one is laughing at you, merely pointing out that you acquired the debt, therefore it is your responsibility.

It appears to me that the victims in this case are the credit card company, you are not stating that they have actually done anything wrong, merely that you think there may be a way of avoiding paying the debt through legal chicanery.

One wonders how you would feel if you had loaned 5k to someone and they refused to pay it back as you had forgotten to get them to sign for it.

A_nice_fellow

tobymush29 wrote: »

Hey all I asked for was advice and in return got abarrage of abuse

Now why might that be?

Is it that we were all bullied at school and are just waiting for an illiterate to pounce on?

Or, perhaps, is it because you've behaved in a despicable manner and are being called on it. Have a go - think about what you've done. Maybe you can work out why it's stealing in time for the court case and thus save yourself some bother by not contesting it.

tobymush29

So I'm going to jail for not paying my credit card bill now Am I??? Wotever didn't know not paying an unsecured debt

ILW

Oh how times seem to have changed.
I remember a year or so ago there many posters like the OP who were basically saying that anyone that actualyy repaid their loans and credit card bill was an idiot.
I for one am glad that this whole grubby little episode seems to be drawing to a close.

ILW

Simon_P wrote: »

Also Interesting to note that a certain person who actively encourages people not to pay their debts seems rather quiet now it's all gone wrong on the OP. :rotfl:

No doubt they are busy doing other things.