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Reclaiming PPI through a company - who's the best?

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Comments

  • burty8899
    burty8899 Posts: 217 Forumite
    nobody on here is going to advise you to use a company so you will be waiting a long time to get an answer!
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    Download this form, complete it, keep a couple of copies and send one of them off to the bank.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Timbrin66 wrote: »
    Hi Guys I read all the way this thread looking for the best PPI Claim Company.
    This is truly the wrong forum and website for doing that. Here is the advice article you need;
    http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance

    Unfortunately, if you find it impossible to follow these simple instructions then a Claims Company is no use to you either as they'll require the same information from you.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    burty8899 wrote: »
    nobody on here is going to advise you to use a company so you will be waiting a long time to get an answer!
    Indeed, the OP of this thread has been waiting for his answer since 2010!
  • thompy
    thompy Posts: 23 Forumite
    Hi, All.
    quick question.

    i was miss sold ppi insurance on my car finance.
    do i need to download a different form and who do i send it to (probably a silly question). as all i see is (download form and send to bank)

    thanks for any help recieved, im gonna give this a go myself and see where it get me.

    finance was with first responce and i have all documents inc account number ect here with me. it was from 2005.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    thompy wrote: »
    i was miss sold ppi insurance on my car finance.
    who do i send it to

    You send a mis-selling complaint to the car dealer who originally (mis)sold you the insurance policy. The firm providing the actual finance has no liability.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    You send a mis-selling complaint to the car dealer who originally (mis)sold you the insurance policy. The firm providing the actual finance has no liability.

    The form is the same, who you send it to is the key point - the dealer for car loans if they arranged it.

    Keep two copies and get proof of posting (free from the Post Office).

    If you do not get a satisfactory response by the end of August then send one of the copies to FOS.
  • thompy
    thompy Posts: 23 Forumite
    The form is the same, who you send it to is the key point - the dealer for car loans if they arranged it.

    Keep two copies and get proof of posting (free from the Post Office).

    If you do not get a satisfactory response by the end of August then send one of the copies to FOS.

    hmmm, thanks for the info, unfortunately the car dealer is well known round these parts for being a typical delboy, so even before i send a letter to him i know it will end up in the bin with no reply what so ever....

    so i guess i would be claiming from him and not the finance provider.......

    im now wondering if it would be worth the hassle.......

    many thanks for the info guys.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    thompy wrote: »
    im now wondering if it would be worth the hassle.......
    If your complaint does go in the bin, then in eight weeks you have the right to send your complaint to the Ombudsman. The FOS can force even "Delboy" to pay up if you have a valid complaint.
  • thompy
    thompy Posts: 23 Forumite
    ok ill give it a try, suppose all ill lose is a couple of stamps, but with a few hundred to gain.....

    which forms should i send him.... this could be interesting!!

    (PS, Many thanks for the help, im really gratfull)
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